The only loyalty program in Kuwait since 1998 that gives NBK credit cardholders up to 50% off
when spending at any of the select "partner outlets".

NBK is proud to offer its valued credit cardholders exclusive and guaranteed rewards from a collection of over 300 luxury brands encompassing world-renowned fashion brands, jewellery, watches, furniture, hotels, restaurants, medical services, health, beauty, fitness and more. The program is recognized by Cardholders as the best and only Credit Cards Rewards program in Kuwait with more guaranteed savings in points at quality outlets.

Constantly surpassing expectations, NBK ensures that its cardholders benefit from substantial savings. When using any of your NBK credit cards (Visa, Diners Club or MasterCard) at participating outlets to make purchases/payments, you are rewarded with up to 50% of the amount settled in points.

• Get 10 points for every 1 KD spent using your NBK Credit Card at our Watani Rewards Partner Outlets.
• The rewards points are added up from all your NBK credit cards and then exchanged into free Rewards Vouchers.
• Rewards Vouchers are then used at any of the partner outlets to purchase free goods and services.

For example: Spend KD 100 = 1000 points = KD 10 Watani Rewards vouchers that you can spend at any of the Watani Rewards Partner Outlets. 

* Reward points are not available during sale period in certain partner outlets.
   Please check with the outlet prior to purchase.


For more information, visit any branch or call Hala Watani at 801801

- List of Participating outlets
- Program Rules

Inquire about Rewards
You will receive a detailed quarterly statement with information on the reward points you have accumulated on all your NBK credit cards. You can also check the amount of points accumulated and its KD value when logging into your account with Watani online on www.nbk.com

Exchange into Rewards Vouchers
To instantly exchange your rewards points with vouchers, you can:

• Call Hala Watani 24/7 at 801801, request for your points to be exchanged and collect your voucher from your NBK branch.
• Sign on to your account through Watani Online on www.nbk.com, place a "Voucher Issuance Request" and collect your Rewards Vouchers later from your NBK branch.
• Visit any NBK branch and collect your vouchers instantly.