Watani Reward Rules

1. The "Watani Rewards" program is exclusively for all credit cards issued by the 
    NBK (MasterCard, Visa, and Diner Club).

2. Points are awarded for purchases at the "Watani Rewards" partner outlets.

3. Some of the partner outlets may not offer points during sale periods or along
    with other promotions.

4. Points are valid for 2 years from date of purchase.

5. Points CANNOT be gained from cash withdrawal or fees on the credit card.

6. Cardholders with more than one NBK credit card are allowed to add the points
    earned for each card type and exchange them for Rewards Vouchers* . 

  *For example if you have earned 800 points on your Visa Card and 200 
  points on your MasterCard, you can exchange the total i.e. 1,000 points for
  Rewards Vouchers worth of KD 10.


7. At the time of exchanging reward points with reward vouchers, there should not
    be any past due amounts on the credit card.

8. The Rewards Vouchers once issued must be redeemed within 3 months of issue
    at any of the partner outlets.  Partner outlets will not accept expired vouchers.
    For renewing your reward vouchers, visit any of the above voucher issuing NBK
    branches.

9. Rewards Vouchers once issued, are the sole responsibility of the customer. 
    The customer should safe-keep the issued vouchers from loss, theft, or damage.

10. Rewards Vouchers CANNOT be exchanged for cash. Also, if the cardholder buys
      goods that are less than the value of the Rewards Voucher, then the remaining
      value cannot be cashed.

11. The bank reserves the right to withdraw, amend, or alter the program partially
      or totally at any time without prior notice.

12. The program follows the same rule and regulations of the credit card that
      governs the relationship between the cardholder and the bank.