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Expatriates  
 
 
Services & Products

Whether you require a loan for a car, a down-payment on a house, financing for your children's education, or you simply want to enjoy life's little luxuries, NBK can make it happen.

NBK's suite of banking solutions includes preferential terms and conditions on loans and credit cards providing you with the freedom and control to manage your financial needs without the hassle of indemnity and a Kuwaiti guarantor.  




By opening a salaried account, customers can make use of the following key features:
  • Option to enjoy the benefits of the Al-Mustaqbal or Thahabi packages.
  • Loans up to 120% of your end of service indemnity (Maximum KD 50,000) with a repayment period up to 84 months (7 years).*
  • Car Loans up to 15 times of your monthly salary (Maximum KD 15,000) and no end of service indemnity or a guarantor with a repayment period up to 60 months (5 years).
  • If you wish to buy a new car all you need to do is to visit NBK stand at any car dealerships throughout Kuwait and apply for a loan and enjoy the following features:
    - Instant approval 
    - No down payment
    - Car will be registered in your name    

  •  Free, fast and secure funds transfer within 3 hours* from NBK Kuwait to NBK Lebanon,NBK Jordan,Al Watany Bank of Egypt and NBK London via "Hala Watani" and Watani Online"
     
  • Credit cards up to a maximum of 5 times salary fee-free for the first year
  • Instant credit decision by calling 1801801.
  • Convenient banking on Watani Online and access to Hala Watani at 1801801 anytime, anywhere.

NBK ONLINE APPLICATION



* Funds Transfer is done during working days (Monday to Thursday) and up to 1:00 PM. All transfers done after 1:00 PM, on Sundays, Weekends, and Holidays will be credited to beneficiary account the next working day. 

 

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