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Current Account

About

You prefer quick, convenient and secure way to perform your banking transactions, so NBK UAE makes it happen. A flexible way to secure your payments via check and enjoy the convenience of an ATM Debit Card for personal accounts. Enjoy simple features for your day-to-day banking needs, no matter your lifestyle.

Who is it for?

To open an NBK Current Account, you must be 18 years old and above.

What Do I Get?

  1. Free Visa debit card

  2. Access to over 650,000 Visa ATM machines globally

  3. Free NBK Online Banking

  4. Checkbook facility – upon approval

  5. Standing order service available

  6. Overdraft facility available by arrangement

What makes it special?

  • First free Checkbook
  • First free Debit card

How do I get it?

Minimum Initial Deposit: AED 2,500

 

Documents required for individuals:

  • Copy of passport(s) and original passport(s) for validation
  • Copy of UAE Emirates ID and original for validation for UAE Residents
  • Salary Certificate (in case of salary transfer accounts);
  • In the absence of a Salary Certificate, any one of the following documents may be obtained:
    • Appointment Letter / Contract Copy
    • Pay slip (< 3 month old)
    • Most recent statement of account where customer's salary is being transferred
    • FATCA self-declaration Form

 

Documents required for business accounts:

  • Trade/Commercial/Federal registration certificates (wherever applicable)
  • Certificate of commencement of business (for Joint Stock Companies)
  • Not applicable for company under formation
  • Power of Attorney, if applicable
  • Passport copies of the authorized signatories
  • BOD resolution specifying the titles/designations of officials authorized to open/operate the account and the extent of their authority and the manner to operate the account
  • Memorandum and Articles of Association to ascertain the period of company
  • For public shareholding companies – a list of names and addresses of shareholders where share holdings exceed 5% shall also be submitted
  • FATCA self-declaration Form

*Additional documents may be required as per Bank policy

Interest Rates

Please refer to the table of fees and charges

FAQs

  1. How can I open an account?

    It's easy to start an NBK account. Simply visit any of our branches and speak to one of our Relationship Officers

  2. Am I eligible to request for a checkbook? 

    Current account holders are eligible for a checkbook subject for approval. First checkbook on account opening is free; on subsequent requests for checkbooks, charges are levied as per schedule of charges.

  3. How can I request for a check book?

    Check book can be requested through online banking and through branches.

  4. Are checkbooks available in other currencies other than AED?

    No.

  5. Can I open this account in other currencies?

    Yes.

  6. How do I close my Account?

    You need to visit one of our branches (UAE or International for Non-UAE Residents) to submit the request for closing the account.

Apply Now for Current Account

Are you an existing NBK Customer*

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