NBK Tools

NBK Tools

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.
In case of no withdrawal within the holding period, extra chances will apply

NBK Miles Points Calculator

Prayer Timings

  • Imsak

  • Fajr

  • Duhr

  • Asr

  • Maghrib

  • Isha

Loan Calculator

Loan Refinancing Calculator

NBK Rewards Points Calculator

Term Deposit Calculator

Currency Convertor


  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

NBK FlexiCash


Get easy access to cash when you need it most with NBK FlexiCash. Whether you want to transfer money home, pay school fees or rent, you can now enjoy flexible payment options with 0% interest for 6 to 12 months. Get all this without processing fees.

Who is it for?

This service is available for a select group of NBK Credit Cardholders. If you receive an SMS or email informing you of the service, only then you are part of the program.

What do I get?

Avail a cash advance from your NBK Credit Card and convert it to equal payment installments at 0% interest for 6 to 12 months.

How does it work?

Follow these steps to avail a cash advance through any of the following channels:

  • Log in to NBK Online Banking and select "Credit Card Cash Advance" from “Transfer Funds”
  • Log in to NBK Mobile Banking and select "Cash Advance" from “Transfers”
  • Use any ATM worldwide

After availing the cash, contact NBK Call Center with promo code and place your request to convert the cash advance to 0% Equal Payment Plan (EPP).

In order to avail the service, the transaction has to be converted to EPP before it is billed on the statement date.

Tell me more

Offer is valid from 5 May till 5 August 2019 for customers holding an NBK Credit Card before this date.

  • Only customers who receive the SMS or email from NBK are eligible for the service
  • Cash advance fee of 5% still applies as per the Tariff list
  • Only NBK Credit Cardholders with Flexible Payment Plan can benefit from this service
  • To avail this service, customers should contact the NBK Call Center to convert the 0% interest offer and choose from 6 to 12 months repayment option, before their next statement
  • Once the transaction is billed in statement, it cannot be converted into 0% interest rate
  • The monthly installment related to the 0% interest rate offer will be added to the existing installments (minimum amount due) payable by the card
  • The minimum amount to avail the offer is KD 100 per transaction
  • The customer may request early settlement of the 0% interest offer at any time during the campaign period by contacting NBK Call Center on 1801801
  • NBK reserves the right to reject any request without giving reasons and NBK will not be liable for any claim arising from rejection
  • NBK reserves the right without any liability to cancel or suspend the 0% plan at any time
  • In case of credit card renewal or replacement. All transactions on the old credit card will be transferred to the new credit card, including the 0% plan
  • NBK reserves the right to amend these terms and conditions at any time without prior notice and without bearing any liability
  • The 0% interest rate offer is governed by these terms and conditions in addition to the terms and conditions of the NBK Credit Card
  • Delinquent NBK Cardholders are not eligible for participation
  • NBK reserves the right to disqualify any customer from the promotion in the event that abnormal usage patterns are suspected