NBK Tools

NBK Tools

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.
In case of no withdrawal within the holding period, extra chances will apply

NBK Miles Points Calculator

Prayer Timings

  • Fajr

  • Duhr

  • Asr

  • Maghrib

  • Isha

Loan Calculator

Loan Refinancing Calculator

NBK Rewards Points Calculator

Term Deposit Calculator

Currency Convertor


  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

One Time Password


You want to shop online knowing that you are protected from any chance of theft or fraud.

To protect your debit card transactions, a two-level authentication process is now required for any local online transactions of KD 25 and above. Besides, the maximum transactions on local websites is 5 per day.

Who is it for?

  • All NBK Debit Cardholders
  • All online transactions over KD 25 are now mandatory to enter your OTP to complete transactions
  • Customers with outdated, invalid or with no mobile numbers on record with NBK will no longer be able to transact online for amounts of KD 25 and above as they will be unable to receive their OTP. Error messages or alerts will be displayed on the KNET payment portal if your OTP is not entered or is entered incorrectly
  • To continue to conduct online transactions with OTP protection, kindly ensure your mobile number is always up-to-date remember this two-level authentication process required by KNET

What do I get?

Protection from theft and fraud when shopping online using your NBK Debit Card with KNET.

How does it work?

  • The first level of authentication is your debit card PIN number (as with payments of less than KD 25)
  • The second level of authentication will be an OTP (One Time Password) that you will receive through SMS

How do I get it?

  • If your contact details are up-to-date then there is no need to do anything, you will notice the 2 factor level of security when making online purchases
  • If your contact details are not updated, simply contact the NBK Call Center on 1801801 or alternatively you can update your contact details through NBK Online Banking