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Flexible Term Deposit


Whether you’re saving for a few months or years, term deposits are a popular way to invest your hard-earned cash. Feel confident knowing the fixed rate of return on your savings with our NBK Flexible Term Deposit. It’s simple, safe and reliable, offering a return over flexible period.

Who is it for?

To open an NBK Flexible Term Deposit Account, you must be 18 years old and above.

What Do I Get?

  1. Get competitive interest rates on your savings – NBK provides an interest calculator to help you calculate the interest you will earn

  2. Enjoy the convenience of NBK Online Banking for viewing and managing your account

  3. Subscribe to the SMS Service 

  4. Get an NBK Credit Card against your NBK Term Deposit

What makes it special?

  • Guaranteed attractive interest rates – With the trust and security of banking with NBK UAE
  • Automatic renewal – Term Deposit is renewed at the end of each term unless you ask otherwise
  • Stable interest rate – Once you have opened the account, the interest rate quoted at that time will be locked in for the duration of the tenor chosen (unless early breakage occurs)
  • This account can be opened online


Interest rates

All interest rates are subject to change, please refer to our rate table.



  1. How is interest calculated?

    Interest is calculated based on the time period and the amount of the deposit.

  2. What are the interest rates for foreign currency deposits?

    Please refer to our rate table.

  3. How do I change my NBK Term Deposit?

    Any instructions given from you related to your deposit, like closing it or amending the amount and/or period, should be through NBK Call Center at +9714 3161700, or by visiting the nearest branch and must be done 48 hours before maturity date.

Apply Now for Flexible Term Deposit

Are you an existing NBK Customer*

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