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  • Important Announcement

    Please be informed that, effective 2 June 2026, SMS OTP will be replaced with a more secure authentication method via the NBK Mobile Secure (UAE) App. To ensure uninterrupted access to online and mobile banking services, kindly complete the activation before the implementation date. An email has been sent to your registered email ID containing the activation steps and instructions. For any inquiries, please contact us at +971 4 316 1700.

Interest Rates

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AED

Amount Ranges
Lower Limit 25,000.000 100,000.000 1,000,000.000
Upper limit 99,999.000 999,999.000 4,999,999.000
Tenor Annual Rate %
1 Month 0.0500000%
2 Months 0.2000000%
3 Months 0.1000000% 0.3500000%
6 Months 0.1500000% 0.4000000%
9 Months 0.0500000% 0.3000000% 0.5500000%
12 Months 0.0500000% 0.3000000% 0.5500000%

Term Deposit - Foreign Currency Interest Rates

USD

Amount Ranges
Lower Limit 25,000.000 100,000.000 1,000,000.000
Upper limit 99,999.000 999,999.000 4,999,999.000
Tenor Annual Rate %
1 Month 0.1000000%
2 Months 0.1000000%
3 Months 0.1000000%
6 Months 0.1500000%
9 Months 0.2500000%
12 Months 0.0500000% 0.3000000%

EIBOR

The Emirates Interbank Offered Rate (EIBOR) is a synthetic benchmark interest rate derived from the interest rates that major banks in the UAE offer to other banks for short-term loans.