Current Account

About

You prefer quick, convenient and secure way to perform your banking transactions, so NBK UAE makes it happen. A flexible way to secure your payments via check and enjoy the convenience of an ATM Debit Card for personal accounts. Enjoy simple features for your day-to-day banking needs, no matter your lifestyle.

Who is it for?

To open an NBK Current Account, you must be 18 years old and above.

What Do I Get?

1. Free Visa debit card

2. Access to over 650,000 Visa ATM machines globally

3. Free NBK Online Banking

4. Checkbook facility – upon approval

5. Standing order service available

6. Overdraft facility available by arrangement

What makes it special?

• First free Checkbook
• First free Debit card

How do I get it?

Minimum Initial Deposit: AED 2,500

Documents required for individuals:

• Copy of passport(s) and original passport(s) for validation
• Copy of UAE Emirates ID and original for validation for UAE Residents
• Salary Certificate (in case of salary transfer accounts);
• In the absence of a Salary Certificate, any one of the following documents may be obtained:
  • Appointment Letter / Contract Copy
  • Pay slip (< 3 month old)
  • Most recent statement of account where customer's salary is being transferred
  • FATCA self-declaration Form

Documents required for business accounts:

• Trade/Commercial/Federal registration certificates (wherever applicable)
• Certificate of commencement of business (for Joint Stock Companies)
• Not applicable for company under formation
• Power of Attorney, if applicable
• Passport copies of the authorized signatories
• BOD resolution specifying the titles/designations of officials authorized to open/operate the account and the extent of their authority and the manner to operate the account
• Memorandum and Articles of Association to ascertain the period of company
• For public shareholding companies – a list of names and addresses of shareholders where share holdings exceed 5% shall also be submitted
• FATCA self-declaration Form

*Additional documents may be required as per Bank policy

Interest Rates

Please refer to the table of fees and charges

FAQs

1. How can I open an account?

   It's easy to start an NBK account. Simply visit any of our branches and speak to one of our Relationship Officers

2. Am I eligible to request for a checkbook? 

   Current account holders are eligible for a checkbook subject for approval. First checkbook on account opening is free; on subsequent requests for checkbooks, charges are levied as per schedule of charges.

3. How can I request for a check book?

   Check book can be requested through online banking and through branches.

4. Are checkbooks available in other currencies other than AED?

   No.

5. Can I open this account in other currencies?

   Yes.

6. How do I close my Account?

   You need to visit one of our branches (UAE or International for Non-UAE Residents) to submit the request for closing the account.