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The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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    As a precautionary measure, please note that the Kuwait International Airport (T1) and Public Institution for Social Security (PIFSS) branches are closed until further notice. We will be pleased to serve you at the nearest available branch. All banking services remain available through NBK Self-Service Branches, the Call Center, and all electronic channels.

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Kilma Program

About Kilma Program

Over three dynamic and activity‑filled weeks, you will learn how to express your ideas clearly and confidently, develop your persuasive style, and defend your opinions using critical thinking and logic.

Each session will explore a different topic, such as the art of persuasion, leadership, teamwork and body language, through discussions on local and global issues, alongside engaging and interactive activities.

Registration Criteria

​To register for the program, you must be:

  • Between 13 and 17 years old
  • Have a passion for learning new things
  • Be able to commit to the program’s full schedule

How Do I Sign Up?

You can register through Loyac’s website.

Tell Me More

You will gain a range of skills, including:

  • Active listening
  • Critical thinking
  • Communication skills and confident public speaking
  • The art of public speaking
  • Case analysis and decision making
  • Research and information gathering skills