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    Dear Customers, A system maintenance will take place on Sunday, 3 August 2025 between 5 AM & 6:30 AM. You may experience some difficulties when using WAMD Service. If you face any difficulty using our electronic channels, please contact us via NBK WhatsApp on 1801801 or on our NBK Social Media channels. Thank you for your cooperation.

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Auto Loan

Buy Your Dream Car
With Auto Loan


Looking to get your dream car home? With Auto Loan from NBK, you get the opportunity to finally purchase the car you desire, conveniently and free of hassle.

Up to KD 25,000

You can get an Auto Loan up to KD 25,000.

Grace Period

Get an Auto Loan now and pay after 6 months.

Flexible Repayment

Up to 5 years.

Apply for NBK Auto Loan

Eco-friendly Auto Loan

Buy your perfect eco-friendly electric vehicle by applying for an Auto Loan through Sustainable Financing from NBK.

Apply for NBK Auto Loan

Auto Dealers

Connect with an NBK Employee present at over 30 auto dealers across Kuwait. Get expert advice, explore financing options and enjoy exclusive offers on Auto Loans.

Up to KD 25,000

You can get an Auto Loan up to KD 25,000.

Grace Period

Get an Auto Loan now and pay after 6 months.

Flexible Repayment

Up to 5 years.

Apply for NBK Auto Loan

Eco-friendly Auto Loan

Buy your perfect eco-friendly electric vehicle by applying for an Auto Loan through Sustainable Financing from NBK.

Apply for NBK Auto Loan

Auto Dealers

Connect with an NBK Employee present at over 30 auto dealers across Kuwait. Get expert advice, explore financing options and enjoy exclusive offers on Auto Loans.

Drive Your Future

First Car

First Car

Finance your first car to support your commute to college or to work with ease.

Family Car

Family Car

Get a reliable vehicle to support your growing family’s needs and lifestyle.

Upgrade Your Car

Upgrade Your Car

Upgrade to a more spacious or feature-rich vehicle to match your evolving lifestyle.

Eco-friendly Car

Eco-friendly Car

Go green with a hybrid or electric car and enjoy competitive financing for sustainable choices.

Auto Offers

Auto Offers

Enjoy exclusive discounts and promotions when you take an Auto Loan from selected auto dealers.

Luxury Car

Luxury Car

Drive a premium luxury car that reflects your aspirations with flexible and easy financing.

Sports Car

Sports Car

Own the sleek sports car you’ve always wanted, with financing designed for performance vehicles.

Calculate Your
Auto Loan Instantly

A Loan Calculator is referred to a calculator that can help you estimate the monthly payments required to pay back the certain type of loan you have taken. In addition, you also get to see how much you can afford to borrow from a bank based on your income and other factors.

Calculate Now

Auto Loan Eligibility

Comparison Kuwaiti Expat
Age Younger than 70 years of age at loan maturity Younger than 65 years of age at loan maturity
Salary Starting from KD 400
(Terms and conditions apply)
Starting from KD 400
(Terms and conditions apply)
Salary with NBK Not necessary Not necessary

Go Green, Save More

Choose
Eco-friendly Auto Loan

With Sustainable Financing from NBK, you can easily purchase your dream electric vehicle and prevent pollution to maintain a more eco-friendly environment.

Loan Services

Buyouts

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Loan Buyout and Switcher

Transfer your loan to NBK and benefit from renowned services.

- NBK can buy out your loan from other banks, making you a loan customer at NBK
- To switch, you can close your loan at your own pace and become part of NBK as a loan customer
- Benefit from exclusive offers tailored for buyout and switcher customers from NBK

To benefit from the above services:
- Minimum 30% of existing loan installments with other banks has to be paid
- No past dues on existing loans
- New loan must be of the same type (e.g. consumer to consumer, housing to housing)

Terms and conditions apply on all of the above

Refinancing

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Loan Refinancing

Would you be happier and more at ease if you had taken out more money? With loan Refinancing, borrow an additional amount of money from which the old loan can be settled.

To be eligible to access loan refinancing:
•  Loan holder must replay no less than 30% of the total number of installments set for their consumer or installment loan on their due dates
•  Loan holder must not have any overdue payments at the time of application
•  New loan must be the same type as the original loan

Savings

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Use Your Savings

If you're looking to finance your car with your cash collateral or savings, and get funds easily, you can now take an Auto Loan in a faster way. Our dedicated representatives are available at the car showrooms to serve you.

Exclusive Auto Offers

BMW

Buy a BMW car from Ali Alghanim & Sons Automotive and benefit from 0% interest on your Auto Loan.

Offer valid till 31 August 2025

Toyota

Enjoy 0% interest on selected Toyota car models.

Offer valid till 31 August 2025

Volvo

Buy a Volvo car from BNK Automotive and benefit from 0% interest on your Auto Loan.

Offer valid till 31 August 2025

FAQs

To apply for an Auto Loan, you need a valid salary certificate, valid Civil ID or digital ID on Kuwait Mobile ID, a car quotation from the dealer and a bank statement of the last 3 months for non-NBK Customers.