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1801801
Kuwait
| Features | Interest Rates |
|---|---|
| - Daily interest credit - Welcome cash incentive - Full access to your funds |
- KWD: 0.50% per annum - USD: 1.25% per annum - GBP: 1.00% per annum - EUR: 0.75% per annum |
| Account Eligibility | Fees |
|---|---|
| - Exclusive for Business Banking customers - 18 years old and above Terms and Conditions Apply > |
- No annual charges Bank Tariff > |
About Daily Call Account
The NBK Daily Call Account is a flexible savings solution designed specifically if you’re looking for a smart, accessible way to grow your savings without compromising liquidity as a Small and Medium Enterprises (SMEs) owner.
You can manage cash flow, earn daily interest and unlock exclusive rewards, all with no minimum opening balance and full access to funds.
Who is it For?
To apply for an NBK Daily Call Account, you must be:
- 18 years old and above
- A Business Banking customer
What Do I Get?
Daily Interest
Earn interest every day on eligible balances credited to your account.
Welcome Cash Incentive
Maintain a qualifying average balance for 3 consecutive months and earn a one-time cash prize up to KD 1,500.
Full Access to Your Funds with No Lock-in
Withdraw anytime without losing interest.
Available In Major Multiple Currencies
Save in KWD, USD, GBP or EUR.
Free Debit Card
Get a free Visa debit card.
Zero Fees
No minimum balance fees or penalties.
How Do I Get It?
Visit your nearest NBK Branch or contact your Relationship Officer to open an NBK Daily Call Account today.
Interest Rates
| Currency | Interest Rate p.a. | Minimum Eligible Balance for Interest |
|---|---|---|
| KWD | 0.50% | KD 1,000 |
| USD | 1.25% | USD 3,000 |
| GBP | 1.00% | GBP 2,000 |
| EUR | 0.75% | EUR 2,000 |
Terms and Conditions
NBK Daily Call Account terms and conditions apply >
Cash Prize Terms and Conditions:
- Account holder is eligible for an introductory cash prize if they maintain the specified average balance threshold in every month of the first 90 days (after the first deposit transaction)
- 90-day period will be divided into 3 months where the average balance of each of these months should meet the required threshold in order to be eligible for the cash prize
- Cash prize value is determined by the lowest threshold maintained in any of the 3 months
- Cash prize will be credited to eligible customer’s account post 3-month period
- If a customer receives a cash prize and subsequently closes the account, any new account opened in the same currency will not be eligible for another cash prize. The promotional cash prize is credited only once per customer per account currency
Cash Prizes and Average Holding Amounts
| Currency | Average Holding Amount | Prize |
|---|---|---|
| KWD | 50,000 | 375 |
| KWD | 100,000 | 750 |
| KWD | 200,000 | 1,500 |
| USD | 165,000 | 1,200 |
| USD | 330,000 | 2,400 |
| USD | 660,000 | 4,900 |
| GBP | 125,000 | 900 |
| GBP | 250,000 | 1,800 |
| GBP | 500,000 | 3,600 |
| EUR | 140,000 | 1,000 |
| EUR | 300,000 | 2,100 |
| EUR | 570,000 | 4,200 |
FAQs
-
Is there a minimum balance to open the account?
No, you can open the account with a zero balance.
-
How is interest calculated?
Interest is calculated daily on end-of-day balances and credited daily.
-
Can I withdraw funds anytime?
Yes, there are no restrictions or lock-in periods.
