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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

NBK Miles Points Calculator

Loan Calculator

Loan Refinancing Calculator

Term Deposit Calculator

Currency Convertor

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Notifications

  • Reopening of NBK Branch at Kuwait International Airport (T4)

    We are pleased to inform you that our branch at Kuwait International Airport (T4) will reopen effective Thursday, 4 June 2026. Working hours will be daily from 4 AM to 8 PM.

  • Closure of Kuwait International Airport (T1) Branch

    As a precautionary measure, please be informed that the Kuwait International Airport (T1) Branch is closed effective Wednesday, 3 June 2026, until further notice.

  • Closure of NBK Branch at the PIFSS

    Please be informed that the NBK branch at the Public Institution for Social Security is closed until further notice. We will be pleased to serve our customers at the nearest available branch. All banking services remain available through the ITM service, NBK Self-Service branches, the Call Center, and all electronic channels.

  • Beware of Fraud

    NBK never asks for your card number, OTP, PIN, CVV or any personal information over the phone, SMS, email, WhatsApp or any similar app. Do not disclose your information to anyone. Learn More

eSavings Account

Features Account Eligibility
  • Smart Saving Tools
  • Flexible Rewards
  • 100% Digital Experience
  • Age is 18 or more
  • Via NBK Mobile Banking

Terms and Conditions Apply >

Savings Plan Options Get Rewarded
  • Between 1 month to 5 years
  • Goal between KD 200 to KD 5,000
  • Earn Interest
  • Earn eSavings Loyalty Points

About eSavings Account

The NBK eSavings Account is a fully digital savings account designed to support your savings journey and help you reach your financial goals easily.

Who is it For?

To open an NBK eSavings Account, you must be at least 18 years old.

What Do I Get?

You will enjoy the below benefits:

Smart Saving Tools
Choose from three different ways to save to build your savings and reach the goal target:

  • Auto Saver
  • Save the Change
  • Tap to Save

Flexible Rewards
Choose from two different earning options for your savings, either Interest Payment or Loyalty Points.

100% Digital Experience
Open and manage your account anytime, anywhere through the NBK Mobile Banking, no paperwork nor branch visits.

How Can I Access It?

  • Choose the saving plan tenure range between 1 month to 5 years
  • Choose the saving plan goal amount between KD 200 to KD 5,000

Choose any number of interactive savings methods:

Auto Saver: Put aside a certain amount to be transferred to your goal at a re-occurring time (standing order)

Save the Change: Every transaction on Point of Sale and e-Commerce sites made on a selected debit card will be rounded up and saved in your eSavings Account

Tap to Save: Pre-selected amount from a selected source account will be transferred to your eSavings Account with 1 tap of a button

How Do I Get It?

You can open an NBK eSavings Account through NBK Mobile Banking.

Tell Me More

While you save, you can choose how you want to get rewarded:

  • Earn Interest: Earn monthly interest on your savings at a competitive 0.5% annual rate
  • Earn eSavings Loyalty Points: Achieve your goal at the target date and earn points to redeem against instant e-vouchers

Redeem Your Loyalty Points Your Way

Your eSavings Loyalty Points give you the flexibility to enjoy rewards that matter most to you through the NBK Rewards Center. You can redeem your points instantly for a wide selection of e‑vouchers from popular brands, allowing you to enjoy shopping, dining, entertainment, and more at your convenience.

Every point you earn is an opportunity to reward yourself and enhance your everyday experiences.

FAQs

  1. How is the interest rate calculated?

    Interest is calculated on daily end-of-day balance and capitalized monthly, and no interest will be paid for any month in which the number of withdrawals exceeds two.

  2. How are eSavings Account loyalty points calculated?

    You have to achieve your goal amount and complete your plan tenure to earn points, and they are being calculated based on a pre-defined annual rate.