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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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Term Deposit Calculator

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  • Eid Al-Fitr Holiday

    On the occasion of Eid Al-Fitr, NBK will be closed based on the following two possible scenarios: First: Should Thursday, 19 March 2026 be the last day of Ramadan, the holiday will be from Thursday, 19 March until Monday, 23 March 2026, with duty resuming on Tuesday, 24 March 2026. Second: Should Thursday, 19 March 2026 be the day of Eid Al-Fitr, the holiday will be from Thursday, 19 March until Sunday, 22 March 2026, with duty resuming on Monday, 23 March 2026. NBK wishes you a happy Eid.

  • Corporate Service Center and Cash Services at NBK Headquarters

    In order to better serve our clients, please note that effective tomorrow, Sunday, 15 March 2026, services will be provided from NBK Headquarters as follows: Corporate Service Center - Third Floor (Podium), Cash Services Department - Basement (Podium).

  • Trade Finance Services at NBK Headquarters

    In order to better serve our clients, please note that effective tomorrow, Sunday 15 March 2026, all clients of the Trade Finance Department will be served from NBK Headquarters - Ground Floor. All services will remain available including: Documentary Collections and handling of Letters of Credit, Issuance and processing of Letters of Guarantee.

  • Closure of Some Branches

    As a precautionary measure, the following NBK branches will be temporarily closed until further notice: Kuwait International Airport T4, Kuwait International Airport, and Public Institution for Social Security (PIFSS). We will be pleased to serve you at the nearest available branch. All banking services remain available through NBK Self-Service branches, the Call Center, and all electronic channels. Serving you remains our priority. May God protect Kuwait, its Amir, and its people from all harm. Learn More

  • Important Announcement

    Official Statement Regarding Circular No. (2/RB/RBA/2026) Issued to All Kuwaiti Banks. Learn More

  • Beware of Fraud

    NBK never asks for your card number, OTP, PIN, CVV or any personal information over the phone, SMS, email, WhatsApp or any similar app. Do not disclose your information to anyone. Learn More

Fixed Savings Account

About

With NBK Fixed Savings Account, save through regular monthly installments over a period of up to 15 years and enjoy competitive interest rates with guaranteed returns.

Who is it for?

To open an NBK Fixed Savings Account, you must be 18 years old or above.

What Do I Get?

You will enjoy the below benefits:

  • Long-term savings plan
  • Guaranteed interest
  • Competitive interest rates

What makes it special?

  • Choose a savings plan tenure range between 5 to 15 years
  • Get guaranteed interest rate agreed upon at the time of opening the account until the end of the savings plan period
  • Interest is calculated on daily end-of-day balance and capitalized monthly

How do I get it?

You can open an NBK Fixed Savings Account through NBK Mobile Banking App or by visiting your nearest branch.

Interest Rates

Tenor Interest rates
5 to 7 Years 3.25%
7 to 10 Years 3.75%
10 to 15 Years 4%

 

Tell Me More

  • Minimum amount for savings (target amount) is KD 5,000 and the maximum is KD 50,000
  • Savings are done through regular monthly installments via standing order from your primary account to NBK Fixed Savings Account

FAQs

  1. How is the interest rate calculated?

    Interest is calculated on daily end-of-day balance and capitalized monthly.

  2. What is the minimum savings amount (target amount)?

    Minimum amount for savings is KD 5,000.

  3. How can I save?

    Monthly savings is based on a monthly installment via standing order from your primary  account to your NBK Fixed Savings Account.