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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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  • System Maintenance

    Dear Customers, A system maintenance will take place on Friday, 22 May 2026 between 4 AM & 5 AM. You may experience some difficulties when using NBK Mobile Banking and NBK Online Banking. If you face any difficulty using our electronic channels, please contact us via NBK Call Center, NBK WhatsApp on 1801801, or on our NBK Social Media channels. Thank you for your cooperation.

  • Watani Kuwait Equity Fund Announcement of Cash Dividends

    The fund manager of Watani Kuwait Equity Fund is pleased to announce a cash distribution of KWD 0.0270 per unit payable to all unit holders as of 14 May 2026. The cash distribution will take place on Thursday 21 May 2026 and will be transferred to the bank accounts of the unit holders.

  • Watani Gulf Equity Fund Announcement of Cash Dividends

    The fund manager of Watani Gulf Equity Fund is pleased to announce a cash distribution of USD 0.387 per unit payable to all unit holders as of 14 May 2026. The cash distribution will take place on Thursday 21 May 2026 and will be transferred to the bank accounts of the unit holders.

  • Closure of Some Branches

    As a precautionary measure, the following NBK branches will be temporarily closed until further notice: Kuwait International Airport, and Public Institution for Social Security (PIFSS). We will be pleased to serve you at the nearest available branch. All banking services remain available through NBK Self-Service branches, the Call Center, and all electronic channels. Serving you remains our priority. May God protect Kuwait, its Amir, and its people from all harm.

  • Beware of Fraud

    NBK never asks for your card number, OTP, PIN, CVV or any personal information over the phone, SMS, email, WhatsApp or any similar app. Do not disclose your information to anyone. Learn More

Partial Withdrawal Deposit

Features Account Eligibility
- Partial withdrawals up to 10% 
- Competitive interest rates
Refer to our Rates Table >
- Age is 18 or more
- KD 5,000 or more
Terms and Conditions Apply >
Fees 
- No fees on partial withdrawal

About

NBK is introducing the new Partial Withdrawal Deposit that offers customers the ability to make partial withdrawals up to 10% of their deposit every year without breaking it.

Who is this for?

All NBK Customers.

What Do I Get?

  1. Tenors: 12 M, 24 M, 36 M, 48 M, 60 M

  2. Allows partial withdrawals up to 10% annually

  3. No Fees on partial withdrawal or at early closure

  4. Competitive interest rates

  5. Credit Card against Term Deposit

What makes it special?

You have the chance to withdraw up to 10% of your Term Deposit only once every year for the period of Term Deposit.

How do I get it?

Visit the nearest branch and complete the required forms.

Interest rates

All interest rates are subject to change, refer to our rate table.

FAQs

  1. What is the percentage that I can withdraw on an annual basis?

    Up to 10% every year, starting from the date of deposit opening.

  2. How many times I can withdraw from my deposit?

    Only 1 time every year.

  3. Will the interest rate become lower after withdrawing?

    No change on interest rate.

Apply Now for Partial Withdrawal Deposit

Are you an existing NBK Customer*

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