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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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Notifications

  • System Maintenance

    Dear Customers, A system maintenance will take place on Friday, 22 May 2026 between 4 AM & 5 AM. You may experience some difficulties when using NBK Mobile Banking and NBK Online Banking. If you face any difficulty using our electronic channels, please contact us via NBK Call Center, NBK WhatsApp on 1801801, or on our NBK Social Media channels. Thank you for your cooperation.

  • Watani Kuwait Equity Fund Announcement of Cash Dividends

    The fund manager of Watani Kuwait Equity Fund is pleased to announce a cash distribution of KWD 0.0270 per unit payable to all unit holders as of 14 May 2026. The cash distribution will take place on Thursday 21 May 2026 and will be transferred to the bank accounts of the unit holders.

  • Watani Gulf Equity Fund Announcement of Cash Dividends

    The fund manager of Watani Gulf Equity Fund is pleased to announce a cash distribution of USD 0.387 per unit payable to all unit holders as of 14 May 2026. The cash distribution will take place on Thursday 21 May 2026 and will be transferred to the bank accounts of the unit holders.

  • Closure of Some Branches

    As a precautionary measure, the following NBK branches will be temporarily closed until further notice: Kuwait International Airport, and Public Institution for Social Security (PIFSS). We will be pleased to serve you at the nearest available branch. All banking services remain available through NBK Self-Service branches, the Call Center, and all electronic channels. Serving you remains our priority. May God protect Kuwait, its Amir, and its people from all harm.

  • Beware of Fraud

    NBK never asks for your card number, OTP, PIN, CVV or any personal information over the phone, SMS, email, WhatsApp or any similar app. Do not disclose your information to anyone. Learn More

Financial Inclusion

About

As part of our commitment to financial inclusion and making banking facilities accessible to all sections of society, we give all residents the opportunity to open an NBK Account.

Our goal is to support you with banking benefits that suit you, such as:

  • No minimum balance requirements
  • Essential financial services, including Salary Accounts and other banking solutions
  • More secure and transparent banking experience
     

Who is it For?

You can open an account as a resident of Kuwait with no minimum salary requirement.

Al Amil Package customers earning KD 400 or less can open their bank account through their work sponsor.

What Do I Get?

You get to benefit from:

What Makes It Special?

  • All accounts can be opened without minimum salary requirements
  • Easy access to banking services >
     

Where Can I Find It?

Al Amil Package customers can open their bank account through their work sponsor at NBK Branches listed below:

  • Sabhan
  • Ali Sabah Al-Salem
  • Jleeb Al-Shuyoukh

All other expat customers with valid Civil IDs can also open their bank account at any NBK Branch. Learn More >

Fees And Charges

There is no minimum balance requirement for all accounts except for Al Jawhara Account and NBK Prepaid Card opening as below:

Tell Me More

Terms and conditions apply according to each account type.

Let's Be Aware

Banking awareness campaign

Learn more about our banking awareness campaign to increase your level of financial inclusion, as well as to enhance your financial and economic literacy.