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Term Deposit Calculator
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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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Check Latest Winners

NBK Miles Points Calculator

Loan Calculator

BORROW AFFORD

  • 12 Months

  • 24 Months

  • 36 Months

  • 48 Months

  • 60 Months

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

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This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

View Interest Rates

Currency Convertor

 09 September, 2026 

All rates are published for information purposes only.

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  • System Maintenance

    Dear Customers, A system maintenance will take place on Friday, 11 September 2026 between 3:30 AM & 5:30 AM. You may experience some difficulties when using NBK Quick Pay, NBK Mobile Banking, and NBK Online Banking. If you face any difficulty using our electronic channels, please contact us via NBK Call Center or NBK WhatsApp on 1801801 or on our NBK Social Media channels. Thank you for your cooperation.

  • Official Sources of NBK Information

    With the increasing use of artificial intelligence technologies and the ease with which they can be used to create or manipulate content in ways that may appear authentic, we would like to emphasize the importance of verifying the accuracy of any news or information attributed to National Bank of Kuwait or any of its employees. We reiterate that the Bank’s official channels are the authorized source of information and news relating to NBK and its employees, and strongly advise our customers not to rely on or circulate any content attributed to the Bank or its employees that has not been issued through its official channels. NBK remains committed to upholding the highest standards of transparency and disclosure and to providing its customers with accurate and reliable information through its official channels.

  • Closure of Some Branches

    As a precautionary measure, please note that the Kuwait International Airport (T1) and Public Institution for Social Security (PIFSS) branches are closed until further notice. We will be pleased to serve you at the nearest available branch. All banking services remain available through NBK Self-Service Branches, the Call Center, and all electronic channels.

  • Beware of Fraud

    NBK never asks for your card number, OTP, PIN, CVV or any personal information over the phone, SMS, email, WhatsApp or any similar app. Do not disclose your information to anyone. Learn More

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  1. NBK
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  3. Messaging Service

Messaging Service

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About

Now you can enjoy free messaging service for your banking transactions from NBK. You can choose whether you want to receive real-time alerts for transactions made on your account, NBK Credit Card, offers and more.

Visit your nearest NBK branch and update your personal details to enjoy this service.

What Can I Do?

You will receive free alerts instantly (within 1 minute) after completing a transaction on your bank account, NBK Credit Card, or when you complete one of these transactions:

  • Purchasing through Point of Sale (POS)
  • Cash withdrawal or deposits
  • Crediting of all social allowances
  • Opening or closing accounts
  • Issuing a new credit card and notifying for collection through the delivery company
  • All debited transactions including: withdrawals, fees, transfers, etc.
  • Changing the PIN number of your Debit Card
  • Salary credit notification
  • Transfer of funds
  • Paying bills
  • Purchasing through the internet
  • Cash advance transactions on Credit Cards through any NBK ATM or NBK Online Banking
  • The SMS will show you the amounts debited or credited as well as the remaining balance
  • The service is available on Zain, Ooredoo and VIVA networks
  • NBK Call Center agents are able to send you your IBAN via SMS on your registered mobile number in the NBK system
  • Monthly auto debit for NBK Credit Cards

How Do I Get The Service?

Please visit your nearest NBK branch and update your personal details in order to benefit from this service.

Tell Me More

Please note the following:

  • Mobile holders with roaming services will receive alerts in the currency of the country they are in when traveling abroad
  • You can choose your preferred language to receive alerts - either Arabic or English

Customers will not receive messages on their banking transactions for:

  • Fund details
  • NBK Rewards Points
  • Term Deposit and Loan transactions