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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

NBK Miles Points Calculator

Loan Calculator

Loan Refinancing Calculator

Term Deposit Calculator

Currency Convertor

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  • Important Announcement

    Dear Customers, We are pleased to inform you that the NBK Headquarters, including all its departments and divisions, will reopen effective Tuesday, 24 March 2026. All banking services are available through our local branch network, as well as our ATM network and electronic banking channels.

  • Eid Al-Fitr Holiday

    On the occasion of Eid Al-Fitr, NBK will be closed based on the following two possible scenarios: First: Should Thursday, 19 March 2026 be the last day of Ramadan, the holiday will be from Thursday, 19 March until Monday, 23 March 2026, with duty resuming on Tuesday, 24 March 2026. Second: Should Thursday, 19 March 2026 be the day of Eid Al-Fitr, the holiday will be from Thursday, 19 March until Sunday, 22 March 2026, with duty resuming on Monday, 23 March 2026. NBK wishes you a happy Eid.

  • Corporate Service Center and Cash Services at NBK Headquarters

    In order to better serve our clients, please note that effective tomorrow, Sunday, 15 March 2026, services will be provided from NBK Headquarters as follows: Corporate Service Center - Third Floor (Podium), Cash Services Department - Basement (Podium).

  • Trade Finance Services at NBK Headquarters

    In order to better serve our clients, please note that effective tomorrow, Sunday 15 March 2026, all clients of the Trade Finance Department will be served from NBK Headquarters - Ground Floor. All services will remain available including: Documentary Collections and handling of Letters of Credit, Issuance and processing of Letters of Guarantee.

  • Closure of Some Branches

    As a precautionary measure, the following NBK branches will be temporarily closed until further notice: Kuwait International Airport T4, Kuwait International Airport, and Public Institution for Social Security (PIFSS). We will be pleased to serve you at the nearest available branch. All banking services remain available through NBK Self-Service branches, the Call Center, and all electronic channels. Serving you remains our priority. May God protect Kuwait, its Amir, and its people from all harm. Learn More

  • Important Announcement

    Official Statement Regarding Circular No. (2/RB/RBA/2026) Issued to All Kuwaiti Banks. Learn More

  • Beware of Fraud

    NBK never asks for your card number, OTP, PIN, CVV or any personal information over the phone, SMS, email, WhatsApp or any similar app. Do not disclose your information to anyone. Learn More

Savings Account

About

You like balance - you like to save money on one hand and enjoy spending it on the other.

 

If you want to grow your earnings in the most convenient way possible, then we have the right account for you.

 

The NBK Savings Account offers a practical way to earn interest on your savings on a yearly basis, whilst maintaining your ability to withdraw and transfer money.

Who is it for?

To open an NBK Savings Account, you must be 18 years old and above.

What do I get?

  1. Free Visa debit card

  2. Access to over 650,000 ATM machines globally

  3. Free NBK Online Banking

  4. 24/7 access to NBK Call Center through 1801801

What makes it special?

  • SMS Service - Subscription available upon request
  • Unlimited Withdrawals - Make as many withdrawals as you like
  • Competitive Interest Rates - Earn money back on your savings

 

How do I get it?

  • The required opening amount for the NBK Savings Account is KD 500 or more for new customers; KD 100 or more for existing NBK customers
  • No ongoing minimum balance is required

Interest rates

The interest rate on the NBK Savings Account is: 0.0625% per annum.

FAQs

  1. How is the interest calculated?

    Interest is calculated monthly and credited to your account twice a year on the 31st of May and the 30th of November. The minimum balance to be eligible for interest is KD 500 (interest is calculated based on the minimum balance in the account during the month).

  2. Can I open this account in other currencies?

    No, this account is available in KD only.

  3. What happens if I stop using my account?

    If there is no activity on the account for 1 year, the account will go into a dormant status. If there is no activity on the account for 5 years or more, the account will go to unclaimed status. You can reactivate your dormant or unclaimed account through NBK Mobile Banking App, or by visiting any branch. A fee of KD 5 will be charged for all reactivations in branches.

Apply Now for Savings Account

Are you an existing NBK Customer*

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