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The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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  • System Maintenance

    Dear Customers, A system maintenance will take place on Friday, 11 September 2026 between 3:30 AM & 5:30 AM. You may experience some difficulties when using NBK Quick Pay, NBK Mobile Banking, and NBK Online Banking. If you face any difficulty using our electronic channels, please contact us via NBK Call Center or NBK WhatsApp on 1801801 or on our NBK Social Media channels. Thank you for your cooperation.

  • System Maintenance

    Dear Customers, A system maintenance will take place on Saturday, 12 September 2026 between 4:30 AM & 5:30 AM. You may experience some difficulties when using NBK Mobile Banking and NBK Online Banking. If you face any difficulty using our electronic channels, please contact us via NBK Call Center or NBK WhatsApp on 1801801 or on our NBK Social Media channels. Thank you for your cooperation.

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    With the increasing use of artificial intelligence technologies and the ease with which they can be used to create or manipulate content in ways that may appear authentic, we would like to emphasize the importance of verifying the accuracy of any news or information attributed to National Bank of Kuwait or any of its employees. We reiterate that the Bank’s official channels are the authorized source of information and news relating to NBK and its employees, and strongly advise our customers not to rely on or circulate any content attributed to the Bank or its employees that has not been issued through its official channels. NBK remains committed to upholding the highest standards of transparency and disclosure and to providing its customers with accurate and reliable information through its official channels.

  • Closure of Some Branches

    As a precautionary measure, please note that the Kuwait International Airport (T1) and Public Institution for Social Security (PIFSS) branches are closed until further notice. We will be pleased to serve you at the nearest available branch. All banking services remain available through NBK Self-Service Branches, the Call Center, and all electronic channels.

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Savings Account

Features Interest Rates
- Savings in convenient way possible - Interest 0.0625% per annum
Account Eligibility Fees
- Age is 18 or more
Terms and Conditions Apply >
- Free - No minimum balance fees
Bank Tariff >

About

You like balance - you like to save money on one hand and enjoy spending it on the other.

 

If you want to grow your earnings in the most convenient way possible, then we have the right account for you.

 

The NBK Savings Account offers a practical way to earn interest on your savings on a yearly basis, whilst maintaining your ability to withdraw and transfer money.

Who is it for?

To open an NBK Savings Account, you must be 18 years old and above.

What do I get?

  1. Visa debit card

  2. Access to over 650,000 ATM machines globally

  3. Free NBK Online Banking

  4. 24/7 access to NBK Call Center through 1801801

What makes it special?

  • SMS Service - Subscription available upon request
  • Unlimited Withdrawals - Make as many withdrawals as you like
  • Competitive Interest Rates - Earn money back on your savings

 

How do I get it?

  • The required opening amount for the NBK Savings Account is KD 500 or more for new customers; KD 100 or more for existing NBK customers
  • No ongoing minimum balance is required

Interest rates

The interest rate on the NBK Savings Account is: 0.0625% per annum.

FAQs

  1. How is the interest calculated?

    Interest is calculated monthly and credited to your account twice a year on the 31st of May and the 30th of November. The minimum balance to be eligible for interest is KD 500 (interest is calculated based on the minimum balance in the account during the month).

  2. Can I open this account in other currencies?

    No, this account is available in KD only.

  3. What happens if I stop using my account?

    If there is no activity on the account for 1 year, the account will go into a dormant status. If there is no activity on the account for 5 years or more, the account will go to unclaimed status. You can reactivate your dormant or unclaimed account through NBK Mobile Banking App, or by visiting any branch. A fee of KD 5 will be charged for all reactivations in branches.

Apply Now for Savings Account

Are you an existing NBK Customer*

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