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  • Important Announcement

    Dear Customer, please note that NBK - Egypt will never contact you to request any personal or confidential information regarding your accounts or cards. In case this happens, please call the Call Center immediately at 19336.

Islamic Variable CDs



Now you can invest in three years Islamic Variable Certificate of Deposit under a Modarabha investment contract with competitive variable profit across the market, the realized profit payment frequency will be monthly or quarterly. This certificate is compliant with Islamic Shari’a principles. You can also apply for a secured finance or credit card for up to 90% of your certificate's amount.

Who is it For?

Any individual can open an Islamic account as per the bank policy.

What Do I Get?

What Makes It Special?

  • The certificate is available for individuals only
  • Certificate available in EGP only
  • Certificate duration is 3 years
  • Full or partial redemption of the certificate after 6 months from the issuance date
  • Competitive variable profit with monthly / quarterly interval
  • Minimum amount to purchase the certificate is EGP 100,000 and multiples of EGP 1,000

Interest Rates

3 Years:

  • Monthly profit payout: expected rate 19.75%
  • Quarterly profit payout: expected rate 20%


  1. Is this Certificate under shari’a compliant?

    Yes, it’s approved from shari’a board.

APPLY NOW for Islamic Variable CDs

Are you an existing NBK Customer*

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