Variable Certificate of Deposit

About

Through NBK Variable Certificates of Deposit, you can save your funds and receive a periodic return. The certificate also provides you with the convenience of choosing between a monthly, quarterly or semi-annual interest.
In addition, you can apply for a loan or a credit card up to 90% of your certificate’s value.

Who is it for?

All NBK Customers are eligible for NBK Certificates of Deposit.

What do I get?

1. NBK Debit Card

2. 24/7 access to NBK Call Center by calling 19336

3. NBK Online Banking

What makes it special?

• High interest rate
• Full or partial redemption of the certificate after 6 months of the issuance date
• Eligibility to apply for a Personal Loan up to 70% or a credit card up to 90% of the certificate’s value
• Minimum amount to book the certificate is EGP 1,000 and its multiples

How Do I Get It?

Visit your nearest branch.

Interest Rates

3 years:

• Monthly interest: According to the Central Bank of Egypt deposit rate (Corridor Rate) + 1.75%
• Quarterly interest: According to Central Bank of Egypt deposit rate (Corridor Rate) + 2%

5 years:

• Monthly interest: According to Central Bank of Egypt deposit rate (Corridor Rate) + 0.25%
• Quarterly interest: According to Central Bank of Egypt deposit rate (Corridor Rate) + 0.50%
• Semi-annual interest: According to Central Bank of Egypt deposit rate (Corridor Rate) + 0.75%