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  • System Maintenance

    Dear Customers, Please be informed that an update will take place on the bank's systems and servers on Friday, 19 April 2024 from 12 AM to 1 PM. The following services will temporarily stop working during the mentioned period: ATMs services, debit and credit cards on Meeza network and opening a new account through InstaPay app. Thank you for your understanding.

  • Important Announcement

    Dear Customer, please note that NBK - Egypt will never contact you to request any personal or confidential information regarding your accounts or cards. In case this happens, please call the Call Center immediately at 19336.

Traditional Mortgage Loan


If you're looking to own a dream home, NBK Mortgage Loan provides solution to every step of your way. You can avail NBK Mortgage Loan of EGP 7,000,000 with the option of convenient repayment up to 15 years.

Who is it For?

  • Public, private or government sector employee
  • Employer
  • Business owner
  • The employee works overseas


NB: Must be of Egyptian nationality or foreigners residing in Egypt.

What Do I Get?

  1. Life and total disability insurance during the financing period

  2. Fast procedures with minimum documents

What Makes It Special?

  • Financing is available to purchase fully finished and ready-to-move or semi-finished housing units
  • Financing is available for real estate in the various governorates of the Republic and the cities of the new urban communities
  • Funding is available for employees (in the Public Sector or the Private Sector), business owners and liberal professions, Egyptians working abroad, and non-Egyptians, foreigners residing in Egypt, employees or business owners
  • The value of the financing is up to 80% 
  • Financing period of up to 15 years
  • Competitive interest rate
  • The possibility of merging the income of the husband or wife
  • There is no maximum value for the housing unit
  • The value of the installment does not exceed 40% for real estate financing, so that the total obligations do not exceed 50%
  • The minimum age of the customer is not less than 21 years and not more than 65 years at the end of the financing

How Do I Get It?

  • Determining your financial status according to your Debt Burden Ratio (DBR)
  • Choosing the appropriate property by identifying the property's ownership (studying the documents legally)
  • Preparing the documents required to obtain financing (income documents + inquiry documents from national ID and the attached receipt to the current place of residence)
  • Provide the documents to NBK - Egypt
  • The actual evaluation of the price of the property (determining the work at the evaluation or sale price, whichever is better, to calculate the financing value)
  • You can apply for it by filling the application form online or visiting your nearest branch

Tell Me More

NBK Mortgage Loan enables you to own a property with many advantages, including:

  • Provide the financing you need to buy a property
  • Easy installments to 15 years
  • The property that you intend to buy is the basic guarantee for obtaining the financing
  • The property reserves the right to sell it to you in the event of inability to pay and complete the financing
  • Insurance for the customer, which preserves the right to keep the unit in case of total disability or death
  • Legal insurance, which is carried out by the legal department to preserve your rights and not be exposed to fraud
  • A simple monthly installment close to the new rent value with owning the property after paying the installments
Apply Now for Traditional Mortgage Loan

Are you an existing NBK Customer*

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