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  • Security Notification

    NBK - Lebanon will never ask you for your security credentials: Your account number, password, card number, your credit card or debit card CVV, or PIN number over the phone or any other means. If you receive suspicious messages or calls, please contact us directly at +961 1759700.

  • Loans

    Apply now for a housing loan from NBK Lebanon and benefit from competitive interest rate, easy process, and quick approval. Call: Kuwait (+965) 22595380, Lebanon (+961) 1759700 or visit nbk/lebanon.

  • Update your Information

    Dear Customer, Please visit any of our branches to update your personal details as soon as possible to avoid any inconvenience in the future while banking with us.

International Mortgages


At NBK Lebanon, we make owning property in the country of your choice easy. Whether you plan on purchasing property in Paris, London, Dubai, Abu Dhabi, Lebanon, Egypt, or Jordan all you have to do is call us to start turning your goals into reality.

Who is it for?

  • Lebanese salaried and self-employed individuals residing in GCC countries where NBK has presence
  • Kuwaiti, Jordanian, Egyptian, Bahraini, Saudi, and Emirati, salaried and self-employed individuals, residing in own country, GCC countries where NBK has presence or in Lebanon

What Is It For?

Purchase Freehold property in Lebanon without any encumbrance that restricts a first degree mortgage to be registered in the bank’s favor.

Interest Rates

  • 1st year 4.75%
  • 2nd year onward, 1 year Libor+4%; Min 5.5% p.a.

What Should I Know?

  • Minimum age: 21 years
  • Age at maturity: 64 years
  • Property age at maturity: 40 years
  • Maximum Loan To Value (LTV) Ratio:
  • New Purchase: Up to 75% of purchase price or evaluation, whichever is lower 
  • Equity release: Up to 75% of evaluation price
  • Chalet: Up to 50% of purchase price or evaluation, whichever is lower​
  • Maximum loan Tenor : 20 years
  • Loan Currency: in USD currency
  • Minimum loan amount: USD 75,000
  • Maximum loan amount: USD 1,500,000

What Do I Need?

Kuwait Based:

  • Salaried: KD 1,500 
  • Self Employed: KD 1,500


Other GCC Based:

  • Salaried: USD 5,000
  • Self Employed: USD 6,500 


Jordan Based:

  • Salaried: JOD 3,000
    Self Employed: JOD 4,000 


Lebanon Based Kuwaitis:

  • Salaried: KD 1,000
  • Self Employed: KD 1,500


Lebanon Based other GCC Nationals:

  • Salaried: USD 5,000 
  • Self Employed: USD 6,500


Minimum Length of Service:

  • Salaried: 6 months in current employment subject to having minimum 12 months overall continuous employment
  • Self Employed: 36 months


Employment Contract:

  • Salaried: loans to employees with open-ended contracts only


Audited Financials:

  • All self-employed/ professionals to submit their audited financials for the last three (3) years.



  • Life and total permanent disability insurance covering 105% of loan amount in favour of the Bank.
  • Fire and Natural Disaster Insurance assigned in favour of the Bank.



  • First Degree Mortgage for minimum of 120% of loan amount in favour of the Bank.

Tell Me More

  • Minimum loan amount: USD 75,000 
  • Maximum Loan amount: USD 1,500,000


  1. Are there any processing fees?

    Yes.  The processing fee is 0.75%.

  2. Can I settle the loan early?

    Yes. Early settlement is allowed, subject to conditions.

  3. Does my salary have to be transferred to NBK?

    Yes, salary should be transferred. May be considered on a case-by-case basis.

Apply Now for International Mortgages

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