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    Dear Customer, due to the official exchange rate, our tariff list has been updated. Please visit our branches or call +9611759700 for more clarification. Read More

  • BDL Circular #166

    Exceptional procedures for paying deposits made after 31 October 2019 in foreign currencies. Read More

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  • BDL Basic Circular 158

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International Mortgages


At NBK Lebanon, we make owning property in the country of your choice easy. Whether you plan on purchasing property in Paris, London, Dubai, Abu Dhabi, Lebanon, or Egypt, all you have to do is call us to start turning your goals into reality.

Who is it for?

  • Lebanese salaried and self-employed individuals residing in GCC countries where NBK has presence
  • Kuwaiti, Jordanian, Egyptian, Bahraini, Saudi, and Emirati, salaried and self-employed individuals, residing in own country, GCC countries where NBK has presence or in Lebanon

What Is It For?

Purchase Freehold property in Lebanon without any encumbrance that restricts a first degree mortgage to be registered in the bank’s favor.

Interest Rates

  • 1st year 4.75%
  • 2nd year onward, 1 year Libor + 4%; Min 5.5% p.a.

What Should I Know?

  • Minimum age: 21 years
  • Age at maturity: 64 years
  • Property age at maturity: 40 years
  • Maximum Loan To Value (LTV) Ratio:
    • New Purchase: Up to 75% of purchase price or evaluation, whichever is lower 
    • Equity release: Up to 75% of evaluation price
    • Chalet: Up to 50% of purchase price or evaluation, whichever is lower​
  • Maximum loan Tenor : 20 years
  • Loan Currency: in USD currency
  • Minimum loan amount: USD 75,000
  • Maximum loan amount: USD 1,500,000

What Do I Need?

Kuwait Based:

  • Salaried: KD 1,500 
  • Self Employed: KD 1,500


Other GCC Based:

  • Salaried: USD 5,000
  • Self Employed: USD 6,500 


Jordan Based:

  • Salaried: JOD 3,000
    Self Employed: JOD 4,000 


Lebanon Based Kuwaitis:

  • Salaried: KD 1,000
  • Self Employed: KD 1,500


Lebanon Based other GCC Nationals:

  • Salaried: USD 5,000 
  • Self Employed: USD 6,500


Minimum Length of Service:

  • Salaried: 6 months in current employment subject to having minimum 12 months overall continuous employment
  • Self Employed: 36 months


Employment Contract:

  • Salaried: loans to employees with open-ended contracts only


Audited Financials:

  • All self-employed/ professionals to submit their audited financials for the last three (3) years.



  • Life and total permanent disability insurance covering 105% of loan amount in favour of the Bank.
  • Fire and Natural Disaster Insurance assigned in favour of the Bank.



  • First Degree Mortgage for minimum of 120% of loan amount in favour of the Bank.

Tell Me More

  • Minimum loan amount: USD 75,000 
  • Maximum loan amount: USD 1,500,000


  1. Are there any processing fees?

    Yes. The processing fee is 0.75%.

  2. Can I settle the loan early?

    Yes. Early settlement is allowed, subject to conditions.

  3. Does my salary have to be transferred to NBK?

    Yes, salary should be transferred. May be considered on a case-by-case basis.