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Loan Calculator

Notifications

  • Update your Information

    Dear Customer, kindly visit your nearest branch or contact your Service Officer to update your NBK - Lebanon record details to avoid account block and/or late charge fees. For more: (961) 1 759700

  • BDL Circular # 158

    Exceptional measures for the gradual withdrawal of deposits in Foreign Currencies. Read More

  • BDL Circular 161

    In connection with Basic Decision No. 13384 issued on 12/16/2021 regarding exceptional procedures for cash withdrawals Read More

  • BDL Circular 151

    Related the Basic Decision 13221 of 21/4/2020, relating to Exceptional Measures for cash withdrawals from – Currency Accounts Read More

Personal Loan

About

NBK Personal Loan offers you greater flexibility for financing consumer or durable goods, education and medical expenses.

Whether you want to shop for consumer goods or fund for personal needs, the Personal Loan fulfills all your requirements in the most competitive, efficient and speedy manner.

Who can apply?

  • Lebanese employees who have completed 1 year service in the company and confirmed in employment
  • Professionals and business owners/self-employed with minimum one year NBK Banking Relationship

What is it for?

  • Ideal for borrowing for short-term use
  • May be used to buy consumer or durable goods e.g.  Furniture, electronics, cars, etc.
  • Can also be used to pay for education or medical expenses

 

Interest rates

Employed:

  • USD Loan: 10% p.a. on a reducing balance basis
  • LBP Loan: 12% p.a. on a reducing balance basis

 

Self Employed:

  • USD Loan: 12% p.a. on a reducing balance basis
  • LBP Loan: 16% p.a. on a reducing balance basis

What should I know?

  • Maximum Loan Tenor: Up to 60 months (5 years)
  • Currency Denomination: USD or Lebanese Pounds 
  • Repayment: Equated monthly Installments.
  • Repayment Start Date: Within 30 days of loan disbursement.
  • Repayment Mode: Auto debit to salary or funding account as arranged and approved.
  • Life Insurance: Assignment of life and disability insurance covering loan amount is mandatory. Insurance fee covering 120% of loan amount.
  • Processing Fees:  1% of loan amount, Min USD 50 Max USD 100

What do I need?

  • Minimum Age: 24 years
  • Max Age at Loan Maturity: 64 years

 

Length of Service:

  • Salaried: Minimum 1 year confirmed employment in a company.
  • S/E:  Minimum 2 years in the same business

Tell me more

Minimum Monthly Salaried Individuals:

  • Married: USD 1,200 or LL 1,800,000
  • Unmarried: USD 800 or LL 1,200,000
  • Self Employed: USD 2,000
  • Note: Irrevocable Salary Transfer Letter from Employer is a must.

FAQs

  1. Are there any processing fees?

    Yes.  1% of loan amount, Min USD 50 Max USD 100.

  2. Can I settle the loan early?

    Yes. Early settlement is allowed, subject to conditions.

Apply Now for Personal Loan

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