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Loan Calculator

Notifications

  • Important Notice

    Dear Customers, Please note that Chiah branch has been closed and your accounts have been transferred to Bhamdoun branch. For all your banking needs, we continue serving you through our two branches in Bhamdoun and Sanayeh. For more information, please call 00961 1759700.

  • BDL Basic Circular # 154

    Exceptional measures to reactivate the work of banks operating in Lebanon Read More

  • BDL Basic Circular # 568

    Operations related to Loan settlements Read More

  • Important Notice

    Dear Customers, Due to the current situation and as an interim measure, we are pleased to serve you in our branches in Sanayeh and Bhamdoun from Monday to Friday, 9:00 AM to 12:00 PM. For more information, please call us at 00961- 1759700. Thanking you for your cooperation

  • Important Notice

    Dear customer, if you have an account with National Bank of Kuwait- Lebanon for commercial, professional, or services business purposes you should provide us with copy of your registration certificate from the Ministry of Finance before December 2020 as per regulatory requirements, otherwise we will be compelled to stop your transactions and close your account on your full responsibility.

  • Update your Information

    Dear Customer, Please visit any of our branches to update your personal details as soon as possible to avoid any inconvenience in the future while banking with us.

Personal Loan

About

NBK Personal Loan offers you greater flexibility for financing consumer or durable goods, education and medical expenses.

Whether you want to shop for consumer goods or fund for personal needs, the Personal Loan fulfills all your requirements in the most competitive, efficient and speedy manner.

Who can apply?

  • Lebanese employees who have completed 1 year service in the company and confirmed in employment
  • Professionals and business owners/self-employed with minimum one year NBK Banking Relationship

What is it for?

  • Ideal for borrowing for short-term use
  • May be used to buy consumer or durable goods e.g.  Furniture, electronics, cars, etc.
  • Can also be used to pay for education or medical expenses

 

Interest rates

Employed:

  • USD Loan: 10% p.a. on a reducing balance basis
  • LBP Loan: 12% p.a. on a reducing balance basis

 

Self Employed:

  • USD Loan: 12% p.a. on a reducing balance basis
  • LBP Loan: 16% p.a. on a reducing balance basis

What should I know?

  • Maximum Loan Tenor: Up to 60 months (5 years)
  • Currency Denomination: USD or Lebanese Pounds 
  • Repayment: Equated monthly Installments.
  • Repayment Start Date: Within 30 days of loan disbursement.
  • Repayment Mode: Auto debit to salary or funding account as arranged and approved.
  • Life Insurance: Assignment of life and disability insurance covering loan amount is mandatory. Insurance fee covering 120% of loan amount.
  • Processing Fees:  1% of loan amount, Min USD 50 Max USD 100

What do I need?

  • Minimum Age: 24 years
  • Max Age at Loan Maturity: 64 years

 

Length of Service:

  • Salaried: Minimum 1 year confirmed employment in a company.
  • S/E:  Minimum 2 years in the same business

Tell me more

Minimum Monthly Salaried Individuals:

  • Married: USD 1,200 or LL 1,800,000
  • Unmarried: USD 800 or LL 1,200,000
  • Self Employed: USD 2,000
  • Note: Irrevocable Salary Transfer Letter from Employer is a must.

FAQs

  1. Are there any processing fees?

    Yes.  1% of loan amount, Min USD 50 Max USD 100.

  2. Can I settle the loan early?

    Yes. Early settlement is allowed, subject to conditions.

Apply Now for Personal Loan

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