NBK Tools

NBK Tools

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Loan Calculator


  • Important Notice

    Dear Customers, Due to the current situation and as an interim measure, we are pleased to serve you in our branches in Sanayeh and Bhamdoun from Monday to Friday, 9:00 AM to 12:00 PM. For more information, please call us at 00961- 1759700. Thanking you for your cooperation

  • Important Notice

    Dear customer, if you have an account with National Bank of Kuwait- Lebanon for commercial, professional, or services business purposes you should provide us with copy of your registration certificate from the Ministry of Finance before December 2020 as per regulatory requirements, otherwise we will be compelled to stop your transactions and close your account on your full responsibility.

  • Update your Information

    Dear Customer, Please visit any of our branches to update your personal details as soon as possible to avoid any inconvenience in the future while banking with us.

Housing Loan


NBK Housing Loan is ideal for earners with conservative buying patterns, because it can be customized. Every loan package is tailor-fitted to the needs and current spend capabilities of the customer.


Housing loans facilities to resident Lebanese citizens and expatriates employed in GCC countries, as well as, GCC Nationals of NBK presence countries.

Who is it for?

For Residents and non-resident Lebanese.

What should I know?

  • Minimum age: 21 years
  • Age at maturity: 64 years
  • Property age at maturity: 40 years
  • Maximum Loan To Value (LTV) Ratio:
    • New Purchase: Up to 75% of purchase price or evaluation, whichever is lower
    • Equity release: Up to 75% of evaluation price
    • Chalet: Up to 50% of purchase price or evaluation, whichever is lower
  • Maximum loan Tenor: 20 years
  • Loan Currency: in USD currency
  • Minimum loan amount: USD 75,000
  • Maximum loan amount: USD 1,500,000

Interest Rates

  • 1st year 4.75%
  • 2nd year onward, 1 year Libor+4%; Min 5.5% p.a.

What do I need?

Minimum Salary Income: 

  • Salaried: USD 2,000 /LBP 3 Million
  • Self Employed: USD 3,000 / LBP 4.5 Million


Minimum Length of Service:

  • Salaried: 6 months in current employment subject to having minimum 12 months overall continuous employment
  • Self Employed: 36 months 


Employment Contract:

  • Salaried: loans to employees with open-ended contracts only


Audited Financials:

  • All self-employed/ professionals to submit their audited financials for the last three (3) years



  • Life and total permanent disability insurance covering 105% of loan amount in favour of the Bank.
  • Fire and Natural Disaster Insurance assigned in favour of the Bank.



  • First Degree Mortgage for minimum of 120% of loan amount in favour of the Bank.


  1. Are there any processing fees?

    Yes, the processing fee is 0.75%.

  2. Does my salary have to be transferred to NBK Lebanon?

    Yes, for Lebanon-based customers, salary should be transferred. May be considered on a case-by-case basis.

  3. Can I settle the loan early?

    Yes. Early settlement is allowed, subject to conditions.

Apply Now for Housing Loan

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