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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.
In case of no withdrawal within the holding period, extra chances will apply

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Notifications

  • Important Announcement

    Dear Customers, On the occasion of Holy Prophet’s Birthday, National Bank of Kuwait will be closed on Thursday 28 September 2023. Duty will resume on Sunday 1 October 2023. NBK will continue providing its banking services at its branches in Kuwait International Airport, The Avenues, Grand Plaza-The Avenues, Khairan Outlet Mall & The Warehouse Mall, in addition to the ITM service, and NBK self-service branches. You can also contact us via our electronic channels NBK Call Center or NBK WhatsApp on 1801801, Mobile Banking service that is available at your convenience to serve your banking needs anywhere, anytime 24/7 or on our NBK Social Media channels. NBK wishes you a happy holiday.

  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

Al Jawhara Account

Jawhara Account Hero Banner

More Millionaires
With Al Jawhara Account

Open Al Jawhara Account today and enter the draw to win Kuwait’s biggest prizes – KD 20,000 weekly, KD 125,000 monthly and KD 1,000,000 grand prize three times a year.

What Do I Get?

With Al Jawhara Account

Weekly Prize

Weekly Prize

Get the chance to win KD 20,000, the highest weekly prize in Kuwait.

Free Card

Free Card

Get access to over 650,000 ATMs globally with an NBK Visa Debit Card.

Monthly Prize

Monthly Prize

Get the chance to win KD 125,000.

Account Opening

Account Opening

You can open your account in KD only via NBK Mobile Banking App or NBK Online Banking or visit the nearest NBK branch.

Grand Prize

Grand Prize

Get the chance to be a millionaire with KD 1,000,000 as the grand prize draw three times a year.

Automatic Enrollment

Automatic Enrollment

You automatically get enrolled in Al Jawhara weekly, monthly and grand draws three times a year.

Double Chances

Double Chances

Double your winning chances by keeping your money in your Al Jawhara Account without making any withdrawals or debit transactions during the holding period of each draw.

Offers Section

Manage Your Al Jawhara Account
With NBK Mobile Banking App

Open Your Account

You can now open Al Jawhara Account easily with a few simple steps.

Jawhara Open Account

Standing Orders

You can now transfer money automatically to your Al Jawhara Account with standing orders.

Standing Order

Transfer Money Anytime

You can transfer money at any time and easily to your Al Jawhara Account to increase your chances of winning.

Own Transfer Mobile

Manage Your Al Jawhara Account
With NBK Mobile Banking App

Open Your Account

You can now open Al Jawhara Account easily with a few simple steps.

Standing Orders

You can now transfer money automatically to your Al Jawhara Account with standing orders.

Transfer Money Anytime

You can transfer money at any time and easily to your Al Jawhara Account to increase your chances of winning.

TELL ME MORE

Winners

Al Jawhara Draw
Winners

Stay up to date on who the latest winners are. You could be the next winner!

View Winners

Calculate
Your Chances of Winning

Use the Al Jawhara Calculator to find out your winning chances.

Calculate

Al Jawhara Draw Dates

Jawhara Weekly Diamond

Weekly Prize

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January
Draw Date Last Date to Deposit
3 January, 2023 24 December, 2022
10 January, 2023 31 December, 2022
17 January, 2023 7 January, 2023
24 January, 2023 14 January, 2023
February
Draw Date Last Date to Deposit
7 February, 2023 28 January, 2023
14 February, 2023 4 February, 2023
21 February, 2023 11 February, 2023
March
Draw Date Last Date to Deposit
7 March, 2023 25 February, 2023
14 March, 2023 4 March, 2023
21 March, 2023 11 March, 2023
April
Draw Date Last Date to Deposit
4 April, 2023 25 March, 2023
11 April, 2023 1 April, 2023
18 April, 2023 8 April, 2023
May
Draw Date Last Date to Deposit
2 May, 2023 22 April, 2023
9 May, 2023 29 April, 2023
16 May, 2023 6 May, 2023
23 May, 2023 13 May, 2023
June
Draw Date Last Date to Deposit
6 June, 2023 27 May, 2023
13 June, 2023 3 June, 2023
20 June, 2023 10 June, 2023
July
Draw Date Last Date to Deposit
4 July, 2023 24 June, 2023
11 July, 2023 1 July, 2023
18 July, 2023 8 July, 2023
August
Draw Date Last Date to Deposit
1 August, 2023 22 July, 2023
8 August, 2023 29 July, 2023
15 August, 2023 5 August, 2023
22 August, 2023 12 August, 2023
September
Draw Date Last Date to Deposit
5 September, 2023 26 August, 2023
12 September, 2023 2 September, 2023
19 September, 2023 9 September, 2023
October
Draw Date Last Date to Deposit
3 October, 2023 23 September, 2023
10 October, 2023 30 September, 2023
17 October, 2023 7 October, 2023
24 October, 2023 14 October, 2023
November
Draw Date Last Date to Deposit
7 November, 2023 28 October, 2023
14 November, 2023 4 November, 2023
21 November, 2023 11 November, 2023
December
Draw Date Last Date to Deposit
5 December, 2023 25 November, 2023
12 December, 2023 2 December, 2023
19 December, 2023 9 December, 2023

*Please note that you will be notified in advance in the event of a change in the date of one of the Al Jawhara draws, if the date mentioned above coincides with an official holiday, or if the bank wishes to change the date to be held on a suitable date organized by the bank

Jawhara Monthly Diamond

Monthly Prize

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Draw Date Last Date To Deposit
31 January, 2023 30 November, 2022
28 February, 2023 31 December, 2022
28 March, 2023 31 January, 2023
30 May, 2023 31 March, 2023
27 June, 2023 30 April, 2023
25 July, 2023 31 May, 2023
26 September, 2023 31 July, 2023
31 October, 2023 31 August, 2023
28 November, 2023 30 September, 2023

*To be eligible for the monthly and grand prize, a minimum balance of KD 1,000 is required in your account during the holding period for each draw

*Please note that you will be notified in advance in the event of a change in the date of one of the Al Jawhara draws, if the date mentioned above coincides with an official holiday, or if the bank wishes to change the date to be held on a suitable date organized by the bank

Jawhara Grand Diamond

Grand Prize

red arrow down
Draw Date Last Date To Deposit
25 April, 2023 31 December, 2022
29 August, 2023 30 April, 2023
26 December, 2023 31 August, 2023

*To be eligible for the monthly and grand prize, a minimum balance of KD 1,000 is required in your account during the holding period for each draw

*Please note that you will be notified in advance in the event of a change in the date of one of the Al Jawhara draws, if the date mentioned above coincides with an official holiday, or if the bank wishes to change the date to be held on a suitable date organized by the bank

FAQs

- You must be 21 years old or above
-
You can open the account if you are an employee between 18 and 21 with proof of salary
-
You can open the account for minors as their legal guardian

The weekly draw is for KD 20,000, the monthly draw is for KD 125,000 and the grand prize draw three times a year is KD 1,000,000.

Each KD 50 equals one chance in the draw.

In case of no withdrawals or transfers from your Al Jawhara Account during the required period for each draw, you will get 1 extra chance for each KD 50 kept in the account during that period.

In case of any withdrawals within the stipulated time period, you will still get the regular number of chances i.e., 1 chance per KD 50.

Eligibility for the weekly draw is based on the minimum balance of the week preceding the week of the draw. For example, if the draw is being held on Tuesday, 10 January, the lowest balance between Sunday, 1 January and Saturday, 7 January will be considered. If the account is closed when the draw takes place, you will not be eligible for the draw.

Eligibility for the monthly draw requires a minimum balance of KD 1,000 in your account during the month preceding the draw month. For example, if the draw is in March  then the lowest balance of your account in the month of February  will be counted for the draw. If the account is closed when the draw takes place, you will not be eligible for the draw.

Eligibility for the grand prize draw is based on a minimum balance of KD 1,000 in your account for a full three-months period prior to the month of the draw. For example, for April’s Al Jawhara grand prize draw, your lowest balance during January, February and March will be used to calculate the number of chances you have in the draw. If the account is closed when the draw takes place, you will not be eligible for the draw.

If the average monthly balance falls below KD 200 during any given month, a KD 2 charge will be applied.

Visit "Al Jawhara Winners" page to find out.

 

The maximum balance allowed per customer in all Al Jawhara Accounts is KD 500,000. The system will not allow any deposits more than the maximum amount into your Al Jawhara Account.

Al Jawhara draws are all monitored by Ministry of Commerce and Industry, and conducted electronically in the presence of a representative of the Ministry. The bank provides the Ministry with the winner’s details after each draw. The bank also is collaborating with an external audit to review the draw as required by Ministry of Commerce and Industry.

Al Jawhara draws are conducted every Tuesday of every week and in case there is a public holiday, the draw is then postponed to the next working day or what the b  ank sees applicable. In case the bank is having external events, the draw is then postponed to the agreed date. All changes of draw dates are communicated and approved by MOC. The draws take place at the bank’s premises or in case of an external event the bank announces the location and time to customers in advance.

You can know your chances of winning the next Al Jawhara draw by simply logging in to NBK Mobile or Online Banking and using Al Jawhara Calculator to check your exact chances based on your account balance.

Once you win, you will be contacted by the bank immediately to inform you. Once the winner signs the required documents by the Bank, the prize will be credited to the account directly.

I'm Interested

NBK customers can apply via NBK Mobile or Online Banking, non-NBK customers simply apply below.

Thank YouFor Your Interest

An NBK agent will contact you within 2 working days.