The minimum deposit is KD 50 and maximum deposit is KD 500,000.
In case of no withdrawal within the holding period, extra chances will apply
This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.
Click here to view the Interest rates.
02 October, 2023
All rates are published for information purposes only.
To view the list of currency rates.
NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more
Open Al Jawhara Account today and enter the draw to win Kuwait’s biggest prizes – KD 20,000 weekly, KD 125,000 monthly and KD 1,000,000 grand prize three times a year.
With Al Jawhara Account
You can open your account in KD only via NBK Mobile Banking App or NBK Online Banking or visit the nearest NBK branch.
Get the chance to be a millionaire with KD 1,000,000 as the grand prize draw three times a year.
You automatically get enrolled in Al Jawhara weekly, monthly and grand draws three times a year.
Double your winning chances by keeping your money in your Al Jawhara Account without making any withdrawals or debit transactions during the holding period of each draw.
You can now open Al Jawhara Account easily with a few simple steps.
You can now transfer money automatically to your Al Jawhara Account with standing orders.
You can transfer money at any time and easily to your Al Jawhara Account to increase your chances of winning.
You can now open Al Jawhara Account easily with a few simple steps.
You can now transfer money automatically to your Al Jawhara Account with standing orders.
You can transfer money at any time and easily to your Al Jawhara Account to increase your chances of winning.
Stay up to date on who the latest winners are. You could be the next winner!
View Winners
Use the Al Jawhara Calculator to find out your winning chances.
CalculateJanuary | |
---|---|
Draw Date | Last Date to Deposit |
3 January, 2023 | 24 December, 2022 |
10 January, 2023 | 31 December, 2022 |
17 January, 2023 | 7 January, 2023 |
24 January, 2023 | 14 January, 2023 |
February | |
---|---|
Draw Date | Last Date to Deposit |
7 February, 2023 | 28 January, 2023 |
14 February, 2023 | 4 February, 2023 |
21 February, 2023 | 11 February, 2023 |
March | |
---|---|
Draw Date | Last Date to Deposit |
7 March, 2023 | 25 February, 2023 |
14 March, 2023 | 4 March, 2023 |
21 March, 2023 | 11 March, 2023 |
April | |
---|---|
Draw Date | Last Date to Deposit |
4 April, 2023 | 25 March, 2023 |
11 April, 2023 | 1 April, 2023 |
18 April, 2023 | 8 April, 2023 |
May | |
---|---|
Draw Date | Last Date to Deposit |
2 May, 2023 | 22 April, 2023 |
9 May, 2023 | 29 April, 2023 |
16 May, 2023 | 6 May, 2023 |
23 May, 2023 | 13 May, 2023 |
June | |
---|---|
Draw Date | Last Date to Deposit |
6 June, 2023 | 27 May, 2023 |
13 June, 2023 | 3 June, 2023 |
20 June, 2023 | 10 June, 2023 |
July | |
---|---|
Draw Date | Last Date to Deposit |
4 July, 2023 | 24 June, 2023 |
11 July, 2023 | 1 July, 2023 |
18 July, 2023 | 8 July, 2023 |
August | |
---|---|
Draw Date | Last Date to Deposit |
1 August, 2023 | 22 July, 2023 |
8 August, 2023 | 29 July, 2023 |
15 August, 2023 | 5 August, 2023 |
22 August, 2023 | 12 August, 2023 |
September | |
---|---|
Draw Date | Last Date to Deposit |
5 September, 2023 | 26 August, 2023 |
12 September, 2023 | 2 September, 2023 |
19 September, 2023 | 9 September, 2023 |
October | |
---|---|
Draw Date | Last Date to Deposit |
3 October, 2023 | 23 September, 2023 |
10 October, 2023 | 30 September, 2023 |
17 October, 2023 | 7 October, 2023 |
24 October, 2023 | 14 October, 2023 |
November | |
---|---|
Draw Date | Last Date to Deposit |
7 November, 2023 | 28 October, 2023 |
14 November, 2023 | 4 November, 2023 |
21 November, 2023 | 11 November, 2023 |
December | |
---|---|
Draw Date | Last Date to Deposit |
5 December, 2023 | 25 November, 2023 |
12 December, 2023 | 2 December, 2023 |
19 December, 2023 | 9 December, 2023 |
*Please note that you will be notified in advance in the event of a change in the date of one of the Al Jawhara draws, if the date mentioned above coincides with an official holiday, or if the bank wishes to change the date to be held on a suitable date organized by the bank
Draw Date | Last Date To Deposit |
---|---|
31 January, 2023 | 30 November, 2022 |
28 February, 2023 | 31 December, 2022 |
28 March, 2023 | 31 January, 2023 |
30 May, 2023 | 31 March, 2023 |
27 June, 2023 | 30 April, 2023 |
25 July, 2023 | 31 May, 2023 |
26 September, 2023 | 31 July, 2023 |
31 October, 2023 | 31 August, 2023 |
28 November, 2023 | 30 September, 2023 |
*To be eligible for the monthly and grand prize, a minimum balance of KD 1,000 is required in your account during the holding period for each draw
*Please note that you will be notified in advance in the event of a change in the date of one of the Al Jawhara draws, if the date mentioned above coincides with an official holiday, or if the bank wishes to change the date to be held on a suitable date organized by the bank
Draw Date | Last Date To Deposit |
---|---|
25 April, 2023 | 31 December, 2022 |
29 August, 2023 | 30 April, 2023 |
26 December, 2023 | 31 August, 2023 |
*To be eligible for the monthly and grand prize, a minimum balance of KD 1,000 is required in your account during the holding period for each draw
*Please note that you will be notified in advance in the event of a change in the date of one of the Al Jawhara draws, if the date mentioned above coincides with an official holiday, or if the bank wishes to change the date to be held on a suitable date organized by the bank
January | |
---|---|
Draw Date | Last Date to Deposit |
3 January, 2023 | 24 December, 2022 |
10 January, 2023 | 31 December, 2022 |
17 January, 2023 | 7 January, 2023 |
24 January, 2023 | 14 January, 2023 |
February | |
---|---|
Draw Date | Last Date to Deposit |
7 February, 2023 | 28 January, 2023 |
14 February, 2023 | 4 February, 2023 |
21 February, 2023 | 11 February, 2023 |
March | |
---|---|
Draw Date | Last Date to Deposit |
7 March, 2023 | 25 February, 2023 |
14 March, 2023 | 4 March, 2023 |
21 March, 2023 | 11 March, 2023 |
April | |
---|---|
Draw Date | Last Date to Deposit |
4 April, 2023 | 25 March, 2023 |
11 April, 2023 | 1 April, 2023 |
18 April, 2023 | 8 April, 2023 |
May | |
---|---|
Draw Date | Last Date to Deposit |
2 May, 2023 | 22 April, 2023 |
9 May, 2023 | 29 April, 2023 |
16 May, 2023 | 6 May, 2023 |
23 May, 2023 | 13 May, 2023 |
June | |
---|---|
Draw Date | Last Date to Deposit |
6 June, 2023 | 27 May, 2023 |
13 June, 2023 | 3 June, 2023 |
20 June, 2023 | 10 June, 2023 |
July | |
---|---|
Draw Date | Last Date to Deposit |
4 July, 2023 | 24 June, 2023 |
11 July, 2023 | 1 July, 2023 |
18 July, 2023 | 8 July, 2023 |
August | |
---|---|
Draw Date | Last Date to Deposit |
1 August, 2023 | 22 July, 2023 |
8 August, 2023 | 29 July, 2023 |
15 August, 2023 | 5 August, 2023 |
22 August, 2023 | 12 August, 2023 |
September | |
---|---|
Draw Date | Last Date to Deposit |
5 September, 2023 | 26 August, 2023 |
12 September, 2023 | 2 September, 2023 |
19 September, 2023 | 9 September, 2023 |
October | |
---|---|
Draw Date | Last Date to Deposit |
3 October, 2023 | 23 September, 2023 |
10 October, 2023 | 30 September, 2023 |
17 October, 2023 | 7 October, 2023 |
24 October, 2023 | 14 October, 2023 |
November | |
---|---|
Draw Date | Last Date to Deposit |
7 November, 2023 | 28 October, 2023 |
14 November, 2023 | 4 November, 2023 |
21 November, 2023 | 11 November, 2023 |
December | |
---|---|
Draw Date | Last Date to Deposit |
5 December, 2023 | 25 November, 2023 |
12 December, 2023 | 2 December, 2023 |
19 December, 2023 | 9 December, 2023 |
*Please note that you will be notified in advance in the event of a change in the date of one of the Al Jawhara draws, if the date mentioned above coincides with an official holiday, or if the bank wishes to change the date to be held on a suitable date organized by the bank
Draw Date | Last Date To Deposit |
---|---|
31 January, 2023 | 30 November, 2022 |
28 February, 2023 | 31 December, 2022 |
28 March, 2023 | 31 January, 2023 |
30 May, 2023 | 31 March, 2023 |
27 June, 2023 | 30 April, 2023 |
25 July, 2023 | 31 May, 2023 |
26 September, 2023 | 31 July, 2023 |
31 October, 2023 | 31 August, 2023 |
28 November, 2023 | 30 September, 2023 |
*To be eligible for the monthly and grand prize, a minimum balance of KD 1,000 is required in your account during the holding period for each draw
*Please note that you will be notified in advance in the event of a change in the date of one of the Al Jawhara draws, if the date mentioned above coincides with an official holiday, or if the bank wishes to change the date to be held on a suitable date organized by the bank
Draw Date | Last Date To Deposit |
---|---|
25 April, 2023 | 31 December, 2022 |
29 August, 2023 | 30 April, 2023 |
26 December, 2023 | 31 August, 2023 |
*To be eligible for the monthly and grand prize, a minimum balance of KD 1,000 is required in your account during the holding period for each draw
*Please note that you will be notified in advance in the event of a change in the date of one of the Al Jawhara draws, if the date mentioned above coincides with an official holiday, or if the bank wishes to change the date to be held on a suitable date organized by the bank
Equals one chance in the draw
If your account’s monthly average balance falls below KD 200
Minimum account opening balance
- You must be 21 years old or above
- You can open the account if you are an employee between 18 and 21 with proof of salary
- You can open the account for minors as their legal guardian
The weekly draw is for KD 20,000, the monthly draw is for KD 125,000 and the grand prize draw three times a year is KD 1,000,000.
Each KD 50 equals one chance in the draw.
In case of no withdrawals or transfers from your Al Jawhara Account during the required period for each draw, you will get 1 extra chance for each KD 50 kept in the account during that period.
In case of any withdrawals within the stipulated time period, you will still get the regular number of chances i.e., 1 chance per KD 50.
Eligibility for the weekly draw is based on the minimum balance of the week preceding the week of the draw. For example, if the draw is being held on Tuesday, 10 January, the lowest balance between Sunday, 1 January and Saturday, 7 January will be considered. If the account is closed when the draw takes place, you will not be eligible for the draw.
Eligibility for the monthly draw requires a minimum balance of KD 1,000 in your account during the month preceding the draw month. For example, if the draw is in March then the lowest balance of your account in the month of February will be counted for the draw. If the account is closed when the draw takes place, you will not be eligible for the draw.
Eligibility for the grand prize draw is based on a minimum balance of KD 1,000 in your account for a full three-months period prior to the month of the draw. For example, for April’s Al Jawhara grand prize draw, your lowest balance during January, February and March will be used to calculate the number of chances you have in the draw. If the account is closed when the draw takes place, you will not be eligible for the draw.
If the average monthly balance falls below KD 200 during any given month, a KD 2 charge will be applied.
Visit "Al Jawhara Winners" page to find out.
The maximum balance allowed per customer in all Al Jawhara Accounts is KD 500,000. The system will not allow any deposits more than the maximum amount into your Al Jawhara Account.
Al Jawhara draws are all monitored by Ministry of Commerce and Industry, and conducted electronically in the presence of a representative of the Ministry. The bank provides the Ministry with the winner’s details after each draw. The bank also is collaborating with an external audit to review the draw as required by Ministry of Commerce and Industry.
Al Jawhara draws are conducted every Tuesday of every week and in case there is a public holiday, the draw is then postponed to the next working day or what the b ank sees applicable. In case the bank is having external events, the draw is then postponed to the agreed date. All changes of draw dates are communicated and approved by MOC. The draws take place at the bank’s premises or in case of an external event the bank announces the location and time to customers in advance.
You can know your chances of winning the next Al Jawhara draw by simply logging in to NBK Mobile or Online Banking and using Al Jawhara Calculator to check your exact chances based on your account balance.
Once you win, you will be contacted by the bank immediately to inform you. Once the winner signs the required documents by the Bank, the prize will be credited to the account directly.
NBK customers can apply via NBK Mobile or Online Banking, non-NBK customers simply apply below.
An NBK agent will contact you within 2 working days.