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  • Important Announcement

    Due to the sad demise of His Highness the Amir of Kuwait Sheikh Sabah Al-Ahmad Al-Jaber Al-Sabah, all NBK departments and branches will be closed for three days from 29 September 2020 until 1 October 2020, and will resume work on Friday 2 October 2020 in Kuwait International Airport branches in T1 and T4, and on Sunday 4 Ocrober 2020 in all NBK branches. We extend our deepest condolences for the big loss of His Highness the Amir of Kuwait Sheikh Sabah Al Ahmad Al Jaber Al Sabah. May his soul Rest In Peace.

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    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more



NBK Capital SmartWealth is a digital investment service provided by NBK Capital that offers investors a best-of-breed solution for long-term investment savings.

SmartWealth’s state of the art technology customizes your model portfolio based on your risk appetite, financial goals and aspirations. The simple and user-friendly registration process for this service enables you to have your own diversified portfolio of global equities, fixed income, commodities and real estate baskets (ETF based) within five working days.

Who Is It For?

NBK Capital SmartWealth is available to both Kuwaiti and expats with a valid Kuwait residency status.

What Do I Get?

You can manage and monitor your investments through NBK Capital SmartWealth’s web portal and/or mobile application. With a seamless sign in, you have unlimited access and control to your account anytime, anywhere.

  • Investments are liquid and allow for daily redemption and deposits
  • Provides exposure to Equities, Fixed Income, Real Estate securities through ETFs
  • Geographically diversified with exposure to the United States, Europe, Asia and other Emerging Markets
  • Deutsche Asset Management and Oxford Risk are the respective Investment and Risk Advisors to NBK Capital SmartWealth
  • Accessible through mobile app and website for 24/7 account monitoring and management

What Makes It Special?

SmartWealth’s investment philosophy relies on proven and tested models of investing utilized by leading investment managers. Instead of trying to select “winner” stocks and bonds, NBK Capital focuses on developing long-term index-based diversified portfolios that optimize the balance of risk and return. All recommendations are based on the client’s respective risk tolerance.

Tell Me More

For more information about SmartWealth:


  1. Who can open a SmartWealth account?

    To be eligible to open a SmartWealth account, you need to meet the following requirements:

    • Have and maintain a valid Kuwait residency
    • Invest and maintain a minimum account balance of USD 5,000  
  2. I am a non-Kuwaiti, can I open an account?

    Yes. SmartWealth is available for both, Kuwaiti and expats who have a valid Kuwait residency status.

  3. What is the minimum amount required to open a SmartWealth account?

    Minimum initial investment amount is USD 5,000 or KD 1,500.

  4. I am a non-NBK Client, can I open an account?

    Yes. NBK Capital SmartWealth strives to provide its services to all qualifying clients, and does not restrict services to NBK Clients.