NBK Tools

NBK Tools

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.
In case of no withdrawal within the holding period, extra chances will apply

NBK Miles Points Calculator

Prayer Timings

  • Imsak

  • Fajr

  • Duhr

  • Asr

  • Maghrib

  • Isha

Loan Calculator

Loan Refinancing Calculator

NBK Rewards Points Calculator

Term Deposit Calculator

Currency Convertor


  • Ramadan Working Hours

    NBK working hours during the holy month of Ramadan Read More

  • Important Notice on Online Transactions

    Dear Customers, For your protection, please note that you can now complete only 5 local online purchase transactions per day and the 6th transaction will be declined. Consequently, you need to wait till the next day to use your NBK Debit Card online for transactions. Read More

  • Important PIN Notice

    Dear Customers, For your protection, please note that you have three chances only to enter your PIN on ATMs, Point of Sale, Phone Banking and Online Purchases correctly, after which you have to contact NBK Call Center at 1801801 to unlock your card. Contact Us

  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

Interactive Teller Machine (ITM)


For you, nothing can replace interacting with a real person. The phone and the internet are too impersonal - you’d prefer to see a live, speaking face. You’ll be happy to know that we are now adding a personal touch to the traditional ATM.

NBK is now proudly serving customers at The Avenues with a new Interactive Teller Machine (ITM). This is a cutting-edge service enabling you, our valued customers, to talk directly to an NBK Agent to assist you with financial services using audio and video conferencing.

This means access to NBK when branches are closed, and no more waiting in branches to perform simple and quick transactions! At NBK, we know that time is precious and we want to make banking an easy and simple experience for you.

This service ensures privacy and security, and is easy and convenient to use. A dedicated NBK Agent will assist with any questions during your session.

What can I do?

  • Cash withdrawal
  • Cash deposit
  • Cash checks
  • Deposit checks
  • Transfers
  • Speak to an NBK Agent


  • Instant Issuance for debit cards replacement
  • Opening linked accounts
  • NBK Merchant deposits up to KD 3,000
  • Extended working hours to serve you from 9:00 am – 11:00 pm
  • Print Account Statement

Where can I find it?

The all new ITM service is conveniently located at The Avenues, Phase 1 next to our NBK Branch.

How can I access it?

Whether you have an account with NBK or not, you can use the ITM to contact us.

As an NBK Account holder hoping to access your information, keep your account details handy.