Classic Credit Card

About

You want to feel secure when you spend your money, and get some rewards on the side. With the NBK Classic Credit Card you’ll have secure shopping and travel insurance automatically, as well as access to Kuwait’s largest rewards program.

The NBK Classic Credit Card is the key to getting more purchasing power and managing your expenses. The Classic Card empowers you to make purchases for enjoying your lifestyle, as well as owning the valuable items that you have always desired.

Who is it for?

To receive an NBK Classic Credit Card, you must have a minimum salary of KD 250.

What do I get?

1. Free first year - When you transfer your salary to NBK

2. Supplementary cards - For your immediate family members

3. Flexible payment - The facility to repay in low easy installments

4. NBK Online Banking - Secure Internet access to tracking your credit cards and all associated accounts

5. SMS service - Secure notifications at home and abroad

6. Cash advance - Get cash advance up to 100% of your available credit limit through NBK Call Center, NBK Online Banking, NBK Mobile Banking and at any ATM around the world. There will be a fee of 5% of the withdrawal amount (or minimum of KD 1)

What makes it special?

• NBK Rewards Program - Kuwait’s largest loyalty program with more than 900 partner outlets across Kuwait
• Free travel insurance - Coverage of up to USD 100,000 with your airline ticket purchases provided by Boubyan Takaful Insurance Company
• NBK Secure Shopping - An online added security layer that protects credit cardholders’ online purchases from fraudulent use of their credit cards

Tell me more

• Always pay in the currency of the country you are visiting
• If your card is lost or stolen, immediately call the NBK Call Center on 1801801 (from Kuwait) or on +965 22248361 (from abroad)
• Visit the NBK Learning Center for Security Tips on how to further protect yourself

Annual Fees

• Free first year - When you transfer your salary to NBK
• KD 30 for renewal
• KD 15 for supplementary card

FAQs

1. What does the free travel insurance cover?

   All air tickets purchased with your card come with complimentary travel inconvenience insurance that protects you against personal accident, baggage loss or delay, and flight delay or cancellation.

2. How do credit card installments work?

   You should pay 8.33% of your monthly outstanding balance, or a minimum monthly payment of KD 20.

3. Can I withdraw cash from ATMs?

   Yes, you can withdraw cash from any of NBK’s conveniently placed ATMs. What’s more, you can withdraw 100% of your available funds.

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