NBK Tools

NBK Tools

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.
In case of no withdrawal within the holding period, extra chances will apply

NBK Miles Points Calculator

Loan Calculator

Loan Refinancing Calculator

Term Deposit Calculator

Currency Convertor


  • Important Announcement

    Dear Customers, On the occasion of Holy Prophet’s Birthday, National Bank of Kuwait will be closed on Thursday 28 September 2023. Duty will resume on Sunday 1 October 2023. NBK will continue providing its banking services at its branches in Kuwait International Airport, The Avenues, Grand Plaza-The Avenues, Khairan Outlet Mall & The Warehouse Mall, in addition to the ITM service, and NBK self-service branches. You can also contact us via our electronic channels NBK Call Center or NBK WhatsApp on 1801801, Mobile Banking service that is available at your convenience to serve your banking needs anywhere, anytime 24/7 or on our NBK Social Media channels. NBK wishes you a happy holiday.

  • System Maintenance

    Dear customers, A system maintenance will take place on Friday 22 September 2023 between 4 AM & 6 AM. You may experience some difficulties when using: - NBK ATM/CDM - NBK Quick Pay - NBK Online Banking - NBK Mobile Banking - Digital Wallet Registration - SMS - nbk.com - Some automated features provided by NBK Call Center If you face any difficulty using our electronic channels, please contact us via NBK Call Center or NBK WhatsApp on 1801801 or on our NBK Social Media channels. Thank you for your cooperation.

  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

Privilege Banking


You’ve worked hard to reach your high position and it’s time to reap the benefits. If you’d like to make the best of everything a bank has to offer, then Privilege Banking will open up a wide range of preferential services and financial products at your disposal.


Privilege Banking highlights the importance of delivering recognition and personal attention to all Privilege customers – you’ll get easy access to all our top personal offerings, from fast loans to Premium lounges to exclusive Watani Brokerage.

Who is it for?

  • For NBK customers with monthly salary transfers over KD 3,000;
  • Individuals who hold a deposit of over KD 100,000 in other NBK accounts (such as Al Jawhara, Term Deposit or NBK investment funds)

What do I get?

  1. NBK Privilege Visa Platinum Debit Card:

    • Instant issuance
    • NBK Tap Pay Service
    • Cash withdrawal limit of KD 3,000 with the ability to increase it up to KD 5,000*
    • Point of Sale (POS) spend limit of KD 20,000 with the ability to increase it up to KD 30,000*

    *When applying for limit increase at any NBK Branch

  2. NBK Visa Infinite Credit Card (with supplementary card), annual fee waived*

    *Annual fee is waived when the customer spends KD 15,000 or more per year

  3. You can apply for a loan for up to KD 70,000

  4. Free checkbooks

  5. Free check copies

  6. Free account statements

  7. Free demand drafts (1 per customer per month)

  8. 50% discount on NBK Safe Deposit Boxes (Medium and Large size)

  9. International loan and banking services across the NBK Network

  10. Priority loan processing service

  11. 24/7 Banking Services access through NBK Online and NBK Mobile Banking App

  12. Watani Brokerage with a full spectrum of brokerage services

  13. Complimentary SMS Service

  14. Al Jawhara minimum balance exemption

What makes it special?

  • A dedicated Relationship Manager will go the extra mile to advise you on products that fit you, and assess your financial goals in order to build a suitable plan to manage your portfolio
  • Access to Premium Banking lounges and priority servicing when conducting your financial transactions at NBK Branches
  • Access to investment products and Watani Brokerage
  • Premium Banking Teller Services in branches, which grants you priority when you wish to conduct  your financial transactions
  • Home card delivery service
  • As a Privilege Banking customer, your calls to the 24/7 NBK Call Center are automatically assigned priority status and routed to a dedicated and highly qualified officer

How do I get it?

Visit your nearest branch and meet with one of our Relationship Managers, who will go through the account opening process with you, or call us on 1801801.


Fees and Charges

  • Full list of fees and charges
  • KD 50 is deducated from your account on a monthly basis if the average salary or account balance falls under the minimum required amount for three consecutive months


  1. Where can Premium Banking Services Lounges for Privilege Banking customers be found?

    NBK Head Office, Jabriya, Ras Al Salmiya, Shamiya, Salmiya, Ahmadi, Kaifan, Nuzha, Daiyah, Ahmed Al Jaber, Fahed Al Salem, Faiha, Al Rawdah, Hawali, Dahiyat A. Al Salem, Mishref, Qurain, Surra, Fahaheel Al Sahely, Al Hamra, Cinema Salmiya, Al Andalus, Shuwaikh, KOC and Riqqa Branches.

  2. How can I become an NBK Privilege Customer?

    All you have to do is meet one of the following criteria;

    • Your monthly salary must be transferred to NBK if not already and be at least KD 3,000 per month, for 3 consecutive months*            
    • Alternatively if you deposit of KD 100,000 or more in any interest or non-interest bearing NBK Account including Al Jawhara, Term Deposit or any NBK Investment Funds for 3 consecutive months*

    *If the average salary, account or fund balance falls below the minimum required amount for three consecutive months, a monthly service fee of KD 50 will be deducted from your personal account at the bank or Privilege Banking Services will be discontinued.

Apply Now for Privilege Banking

Are you an existing NBK Customer*

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