NBK Tools

NBK Tools

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.
In case of no withdrawal within the holding period, extra chances will apply

NBK Miles Points Calculator

Loan Calculator

Loan Refinancing Calculator

Term Deposit Calculator

Currency Convertor


  • Important Announcement

    Dear Customers, On the occasion of Holy Prophet’s Birthday, National Bank of Kuwait will be closed on Thursday 28 September 2023. Duty will resume on Sunday 1 October 2023. NBK will continue providing its banking services at its branches in Kuwait International Airport, The Avenues, Grand Plaza-The Avenues, Khairan Outlet Mall & The Warehouse Mall, in addition to the ITM service, and NBK self-service branches. You can also contact us via our electronic channels NBK Call Center or NBK WhatsApp on 1801801, Mobile Banking service that is available at your convenience to serve your banking needs anywhere, anytime 24/7 or on our NBK Social Media channels. NBK wishes you a happy holiday.

  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

Thahabi Package


You know what you like and how to satisfy your preferences. If you’d like to experience even more day-to-day luxuries, the Thahabi Package is for you. As a Thahabi Customer, you will enjoy even more rewarding and convenient services – receiving priority attention as well as customized credit cards, accounts, loans and brokerage services.

  • NBK World MasterCard Credit Card to suit your lifestyle

  • Accounts and loans to meet your unique requirements

    Premium Banking Teller Services in branches, which grant you priority service when conducting your financial transactions 

  • International services across the NBK Network

  • Watani Brokerage with a full spectrum of brokerage services

  • Exclusive promotions and benefits

Who is it for?

  • For NBK customers with monthly salary transfers over KD 1,500 and under KD 3,000
  • Those who hold an account balance between KD 30,000 and KD 100,000 in other NBK accounts (such as Al Jawhara, Term Deposit or any Watani Investment Fund)

What do I get?

  1. NBK Thahabi Visa Platinum Debit Card:

    • Instant issuance
    • NBK Tap Pay Service
    • Cash withdrawal limit of KD 3,000 with the ability to increase it up to KD 5,000*
    • Point of Sale (POS) spend limit of KD 20,000 with the ability to increase it up to KD 30,000*

    *When applying for limit increase at any NBK Branch

  2. NBK World Mastercard Credit Card (with supplementary card), annual fee waived*

    *Annual fees are waived when the customer spends KD 5,500 or more per year, and KD 2,750 or more per year for the supplementary credit card

  3. 24/7 Banking Services access through NBK Online and NBK Mobile Banking App.

  4. You can apply for a loan for up to KD 70,000

  5. Free check copies

  6. Free account statements

  7. Free demand drafts (1 per customer per month)

  8. 50% discount on NBK Safe Deposit Boxes rental (Medium and Large size)

  9. Investment Solutions

  10. International services across the NBK Network

  11. Complimentary SMS Service

  12. Al Jawhara minimum balance exemption

What makes it special?

  • Premium Banking Services lounge access
  • A Personal Banking Officer will be assigned to support you in any of your banking needs
  • Premium Banking Teller Service in branches, which grants you priority when you wish to conduct your financial transactions
  • As a Thahabi Banking Customer, your calls to the 24/7 NBK Call Center are automatically assigned priority status and routed to a dedicated and highly qualified officer

How do I get it?

Visit your nearest branch and a Personal Banking Officer will assist you through the account opening process.

Fees and Charges

  • Full list of fees and charges
  • KD 25 is deducted from your account on a monthly basis if the average salary or account balance falls under the minimum required amount for three consecutive months


  1. How can I become an NBK Thahabi Customer?

    To become an NBK Thahabi Package holder you must meet one of the following:

    • Your monthly salary must be transferred  to NBK, if not already and must be between KD 1,500 to KD 2,999*
    • Alternatively you can deposit KD 30,000 or more in any interest or non-interest bearing NBK Account including Al Jawhara, Term Deposit or any NBK Investment Funds for 3 consecutive months*

    *If the average salary, account or fund balance falls below the minimum required amount for three consecutive months, a monthly service fee of KD 25 will be deducted from your personal account at the bank or Thahabi Premium Banking Services will be discontinued.

Apply Now for Thahabi Package

Are you an existing NBK Customer*

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