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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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NBK Miles Points Calculator

Loan Calculator

BORROW AFFORD

  • 12 Months

  • 24 Months

  • 36 Months

  • 48 Months

  • 60 Months

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

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This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

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Currency Convertor

 14 June, 2026 

All rates are published for information purposes only.

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  • System Maintenance

    Dear Customers, A system maintenance will take place on Monday, 15 June 2026 between 5 AM & 6 AM. You may experience some difficulties when using NBK Prepaid Cards. If you face any difficulty using our electronic channels, please contact us via NBK Call Center or NBK WhatsApp on 1801801 or on our NBK Social Media channels. Thank you for your cooperation.

  • Closure of Some Branches

    As a precautionary measure, please note that the Kuwait International Airport (T1) and Public Institution for Social Security (PIFSS) branches are closed until further notice. We will be pleased to serve you at the nearest available branch. All banking services remain available through NBK Self-Service Branches, the Call Center, and all electronic channels.

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  3. Cashback and Exclusive Benefits

Cashback and Exclusive Benefits

About Cashback and Exclusive Benefits Offer

Apply for an eligible NBK Credit Card through our app and use it to enjoy cashback, issuance fee waiver and other exclusive benefits.

Eligible NBK Cards

Cashback up to KD 100 and other exclusive benefits

What Do I Get?

  • KD 50 cashback when you spend KD 250 or more 
  • KD 100 cashback when you spend KD 500 or more
  • Issuance fee waiver >
  • Continuous rewards and benefits with every use
  • Exclusive offers by Visa

How Do I Get It?

To avail the offer, simply:

  • Apply for an eligible NBK Credit Card through NBK Mobile Banking App only
  • Use your card after activation and spend KD 250 or more to get KD 50 cashback, or spend KD 500 or more to get KD 100 cashback

Tell Me more

  • Offer is available to new NBK Customers
  • Issuance fee and cashback will be credited automatically within 60 working days
Offer valid till 25 June 2026
    • This offer is valid exclusively for NBK Customers upon issuing a new NBK KWT Visa Infinite Credit Card, NBK-Kuwait Airways (Oasis Club) Visa Infinite Credit Card, or NBK-Kuwait Airways (Oasis Club) Visa Signature Credit Card, during the period from 25 May to 25 June 2026 (inclusive), and the card must be the first credit card the customer obtains from the bank
    • To benefit from the offer, the credit card application must be submitted through NBK Mobile Banking during the offer period. The customer must activate the card during the offer period and perform purchase transactions using the card by 25 June 2026
    • The offer does not apply to applications submitted through branches, digital channels or any other channels
    • The customer will receive cashback based on their total spending using the card during the transaction calculation period, where the customer receives KD 50 upon spending KD 250 or more, and receives KD 100 upon spending KD 500 or more, with the maximum reward for each customer being only KD 100 deposited into the credit card
    • All local and international purchase transactions are counted toward eligible spending. Cash withdrawals, cash transfers, bank fees, interest charges and returned or canceled transactions are excluded. Net spending is calculated after deducting any returns
    • The cash amount will be credited to the customer's credit card within 60 working days after verifying that all offer conditions have been met
    • The customer must spend the amount from the date of card issuance till 25 June 2026
    • If the card is canceled or the account becomes delinquent before the points are credited, the bank has the full right to cancel the reward points without objection from the customer
    • The offer is non-transferable and cannot be redeemed for cash to the account. It cannot be combined with any other offer for the same card (for earning points) during the same period
    • NBK reserves the right to exclude any customer in cases of misuse or unusual activity on their personal account or card account. The bank also reserves the right to amend or discontinue the offer at any time at its sole discretion
    • This offer is subject to the regulations and instructions of the Central Bank of Kuwait