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Currency Converter
IBAN Generator
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Loan Refinancing Calculator
Term Deposit Calculator
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NBK Miles Points Calculator

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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NBK Miles Points Calculator

Loan Calculator

BORROW AFFORD

  • 12 Months

  • 24 Months

  • 36 Months

  • 48 Months

  • 60 Months

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

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This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

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Currency Convertor

 19 September, 2026 

All rates are published for information purposes only.

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  1. NBK
  2. Offers & Rewards
  3. Exclusive Benefits For Your Retirement

Exclusive Benefits For Your Retirement

About Exclusive Benefits For Your Retirement

Enjoy a rewarding retirement with an exclusive package from NBK, combining strong banking benefits like deposit rates and free credit cards with relevant lifestyle offers.

Pension Transfer Gift

Transfer your monthly retiree pension to NBK and receive a cash gift after your second pension deposit. A simple and rewarding offer for all retirees.

To avail the offer, you must:

  • Visit any NBK Branch
  • Sign the pension transfer disclaimer form
  • Transfer your monthly pension to NBK
  • Receive your cash gift after your second pension deposit

Competitive Interest Rates on Deposits

Interest rates are subject to change:

Deposit Type Deposit Period Interest Rate
(Deposit Below KD 25,000)		 Retiree Offer
(Minimum Deposit of KD 25,000)
NBK Term Deposit 3 months 3.250% 3.375%
6 months 3.375% 3.500%
12 months 3.500% 3.625%
NBK Flexible Term Deposit 6 months 3.250% 3.375%
12 months 3.375% 3.500%
NBK Flexible Term Deposit
(Interest in Advance)		 6 months 3.125% 3.250%
12 months 3.250% 3.375%
NBK Partial Withdrawal Deposit 12 months 3.375% 3.500%

 

To benefit from competitive deposit interest rates, the minimum term deposit value should be no less than KD 25,000.

Free-For-Life Credit Card

NBK Visa Signature Credit Card (without miles), NBK World Mastercard Credit Card or NBK Visa Platinum Credit Card are free for life.

To avail the offer, you must meet the following conditions during the campaign period:

Newly retired customers:

  • Transfer your monthly pension to NBK
     

Existing retired customers:

  • Increase the total balance of all your accounts with the bank by KD 25,000 by the end of the campaign period
  • Issuance of a new card from any of the cards eligible for this offer

Seasonal Travel Offers

Enjoy seasonal travel offers* to enhance your travel experience.

*Await the announcement of seasonal travel offers with the required details to redeem.

Offer valid till 31 December 2026
    • Offer valid till 31 December 2026
    • For pension transfer gift:
      • Offer is valid for the first 100 customers
      • Customer can receive a cash gift of KD 100
      • Customer must be a retiree
      • Customer must sign the pension transfer disclaimer form
      • Customer must transfer the pension within 3 months of signing the form
      • The gift will be credited after the second pension deposit
      • Customer is required to continue transferring their pension for 12 consecutive months
      • If pension transfer stops within 12 months, NBK reserves the right to reclaim the gift
    • Minimum deposit value to avail competitive term deposit interest rates is KD 25,000
    • Visa Signature Credit Card (without miles), NBK World Mastercard Credit Card and NBK Visa Platinum Credit Card free for life for new customers who transfer their monthly pension to NBK during the campaign period, or for existing retired customers whose total balance of all their accounts with the bank increase by KD 25,000 or more during the campaign period, in addition to a new issuance of one of the eligible cards
    • Credit card eligibility is determined by the customer’s segment at NBK
    • NBK Home Banking services are available to retirees enrolled in Thahabi Package or Privilege