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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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NBK Miles Points Calculator

Loan Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

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This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

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Currency Convertor

 20 May, 2026 

All rates are published for information purposes only.

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  • System Maintenance

    Dear Customers, A system maintenance will take place on Friday, 22 May 2026 between 4 AM & 5 AM. You may experience some difficulties when using NBK Mobile Banking and NBK Online Banking. If you face any difficulty using our electronic channels, please contact us via NBK Call Center, NBK WhatsApp on 1801801, or on our NBK Social Media channels. Thank you for your cooperation.

  • Watani Kuwait Equity Fund Announcement of Cash Dividends

    The fund manager of Watani Kuwait Equity Fund is pleased to announce a cash distribution of KWD 0.0270 per unit payable to all unit holders as of 14 May 2026. The cash distribution will take place on Thursday 21 May 2026 and will be transferred to the bank accounts of the unit holders.

  • Watani Gulf Equity Fund Announcement of Cash Dividends

    The fund manager of Watani Gulf Equity Fund is pleased to announce a cash distribution of USD 0.387 per unit payable to all unit holders as of 14 May 2026. The cash distribution will take place on Thursday 21 May 2026 and will be transferred to the bank accounts of the unit holders.

  • Closure of Some Branches

    As a precautionary measure, the following NBK branches will be temporarily closed until further notice: Kuwait International Airport, and Public Institution for Social Security (PIFSS). We will be pleased to serve you at the nearest available branch. All banking services remain available through NBK Self-Service branches, the Call Center, and all electronic channels. Serving you remains our priority. May God protect Kuwait, its Amir, and its people from all harm.

  • Beware of Fraud

    NBK never asks for your card number, OTP, PIN, CVV or any personal information over the phone, SMS, email, WhatsApp or any similar app. Do not disclose your information to anyone. Learn More

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  1. NBK
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  3. Exclusive Benefits For Your Retirement

Exclusive Benefits For Your Retirement

About Exclusive Benefits For Your Retirement

Enjoy a rewarding retirement with an exclusive package from NBK, combining strong banking benefits like deposit rates and free credit cards with relevant lifestyle offers.

Pension Transfer Gift

Transfer your monthly retiree pension to NBK and receive a cash gift after your second pension deposit. A simple and rewarding offer for all retirees.

To avail the offer, you must:

  • Visit any NBK Branch
  • Sign the pension transfer disclaimer form
  • Transfer your monthly pension to NBK
  • Receive your cash gift after your second pension deposit

Competitive Interest Rates on Deposits

Interest rates are subject to change:

Deposit Type Deposit Period Interest Rate
(Deposit Below KD 25,000)		 Retiree Offer
(Minimum Deposit of KD 25,000)
NBK Term Deposit 3 months 3.250% 3.375%
6 months 3.375% 3.500%
12 months 3.500% 3.625%
NBK Flexible Term Deposit 6 months 3.250% 3.375%
12 months 3.375% 3.500%
NBK Flexible Term Deposit
(Interest in Advance)		 6 months 3.125% 3.250%
12 months 3.250% 3.375%
NBK Partial Withdrawal Deposit 12 months 3.375% 3.500%

 

To benefit from competitive deposit interest rates, the minimum term deposit value should be no less than KD 25,000.

Free-For-Life Credit Card

NBK Visa Signature Credit Card (without miles), NBK World Mastercard Credit Card or NBK Visa Platinum Credit Card are free for life.

To avail the offer, you must meet the following conditions during the campaign period:

Newly retired customers:

  • Transfer your monthly pension to NBK
     

Existing retired customers:

  • Increase the total balance of all your accounts with the bank by KD 25,000 by the end of the campaign period
  • Issuance of a new card from any of the cards eligible for this offer

NBK Home Banking Services

Exclusive access to NBK Home Banking services where you can request banking documents and more, delivered through our service providers, Peacock Concierge or Q'go Concierge.

To request banking documents, please call 1801801 and they will be delivered to you through our service providers, Peacock Concierge or Q'go Concierge. To request cash delivery at home, please call Peacock Concierge at 22969991 or Q'go Concierge at 1888125.

Seasonal Travel Offers

Enjoy seasonal travel offers* to enhance your travel experience.

*Await the announcement of seasonal travel offers with the required details to redeem.

Offer valid till 31 December 2026
    • Offer valid till 31 December 2026
    • For pension transfer gift:
      • Offer is valid for the first 100 customers
      • Customer can receive a cash gift of KD 100
      • Customer must be a retiree
      • Customer must sign the pension transfer disclaimer form
      • Customer must transfer the pension within 3 months of signing the form
      • The gift will be credited after the second pension deposit
      • Customer is required to continue transferring their pension for 12 consecutive months
      • If pension transfer stops within 12 months, NBK reserves the right to reclaim the gift
    • Minimum deposit value to avail competitive term deposit interest rates is KD 25,000
    • Visa Signature Credit Card (without miles), NBK World Mastercard Credit Card and NBK Visa Platinum Credit Card free for life for new customers who transfer their monthly pension to NBK during the campaign period, or for existing retired customers whose total balance of all their accounts with the bank increase by KD 25,000 or more during the campaign period, in addition to a new issuance of one of the eligible cards
    • Credit card eligibility is determined by the customer’s segment at NBK
    • NBK Home Banking services are available to retirees enrolled in Thahabi Package or Privilege