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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

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 24 June, 2026 

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  3. KWT Visa Infinite Referral Offer

KWT Visa Infinite Referral Offer

About KWT Visa Infinite Referral

Earn 20 NBK KWT Points when a friend or family member’s application is approved and card is issued after you referred them to apply for the NBK KWT Visa Infinite Credit Card. In addition, the referred customer will enjoy a fee waiver and other exclusive benefits.

What Do I Get?

  • You get 20 NBK KWT Points credited to your card for every successful referral
  • The referred customer receives a free credit card for the first year (issuance fee waived)

How Do I Get It?

  • Complete the referral form >
  • Your referred customer must submit a complete credit card application
  • Upon approval and card issuance of the referred customer, the rewards will be credited automatically
Offer valid till 25 June 2026
    • Campaign is valid for NBK KWT Visa Infinite Credit Cardholders who submit a valid referral form during the campaign period
    • The referred customer must submit a complete credit card application that meets the bank’s credit approval criteria and requirements
    • All credit card applications are subject to the bank’s internal policies, procedures and final credit approval
    • If the referred customer’s credit card application is approved and the card is successfully issued:
      • The referring customer will receive 20 NBK KWT Points, credited to their account within 45 days from campaign end date
      • The referred customer must apply for the eligible NBK card before 25/06/2026 to be granted a waiver of the issuance fee for the first year only
    • Each customer has the right to nominate only 5 customers
    • NBK KWT Points will be credited to the referring customer after the referred credit card has been issued
    • NBK KWT Points cannot be exchanged for cash and are subject to the terms and conditions of the NBK KWT Program
    • Each successful referral is eligible for one reward only. This offer cannot be combined with other promotional offers unless otherwise stated
    • Campaign does not apply to rejected, cancelled or incomplete credit card applications
    • The bank reserves the right to reject any referral that does not meet the campaign requirements or in cases of misuse, fraud or violation of the campaign rules
    • Customer must provide accurate and complete information. Any incorrect or misleading information may result in disqualification from the campaign
    • The bank reserves the right to amend, suspend or terminate the campaign or any of its terms and conditions at any time without prior notice
    • NBK Credit Card and NBK KWT Program terms and conditions apply