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The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

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 16 September, 2026 

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  3. NBK eSavings Account Challenge

NBK eSavings Account Challenge

About

Open an NBK eSavings Account through the NBK Mobile Banking App and grow your savings in addition to earning more chances to win.

What Do I Get?

You get chances to win the new iPhone 18.

How Do I Get It?

  • Open an NBK eSavings Account through the NBK Mobile Banking App and earn 50 chances
  • Start saving and maintaining your eligible balance and earn 10 additional chances for every KD 100 deposited and maintained until the end of the campaign

Tell Me More

  • 4 winners will be announced each month, with 1 winner representing each qualifying week from the starting date of the campaign
  • Winners will be selected based on accumulate chances throughout the campaign period based on their eligible savings activity
  • At the end of each weekly qualification period, the customer with the highest number of accumulated chances will be selected as that week's winner
  • The campaign weeks will run from Sunday to Saturday, commencing on 13 September 2026 and ending on 2 January 2027. Customers will compete only against other customers who opened their eligible NBK eSavings Account during the same weekly qualification period
Offer valid till 02 January 2027
    • Customer who opens a new NBK eSavings Account during the campaign will automatically participate in the challenge
    • Eligible accounts must remain open and active until the end of the campaign period to qualify for participation and prize eligibility
    • Chances will be awarded for opening an eligible account and maintaining qualifying deposits and balances
    • Participants will be grouped according to the week in which their eligible account was opened, and customers compete against participants within the same weekly group
    • Campaign weeks will run from Sunday to Saturday, commencing on 13 September 2026 and ending on 2 January 2027
    • One winner will be selected from each weekly group based on the highest number of accumulated chances
    • Four winners will be announced monthly
    • In the event of a tie among qualifying participants, priority will be given to the customer with the higher balance. If the tie remains, priority will be given to the customer who achieved the qualifying chances earlier
    • Winners will be validated and approved before announcement and prize fulfillment
    • Each customer is eligible to win only one prize during the campaign period. Once confirmed as a winner, the customer will be excluded from all subsequent winner selection processes under the same campaign
    • Chances accumulated under this challenge are separate from and not related to NBK Rewards Points, eSavings Loyalty Points or any other NBK Rewards Program
    • Chances cannot be redeemed, transferred, sold, exchanged or converted into cash
    • Customer must maintain eligibility and comply with all challenge requirements until the end of the campaign period
    • Any customer found not complying with the challenge requirements may be disqualified
    • Winners will be contacted and announced according to NBK's approved procedures
    • Winners will receive their prizes once the new iPhone model becomes officially available in Kuwait. If availability is delayed due to market supply or launch constraints, prize delivery may be postponed accordingly
    • NBK reserves the right to amend, suspend or terminate the campaign subject to regulatory approval and applicable requirements
    • General NBK terms and conditions apply