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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

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- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

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Currency Convertor

 18 September, 2026 

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  • System Maintenance

    Dear Customers, A system maintenance will take place on Saturday, 19 September 2026 between 4 AM & 5:30 AM. You may experience some difficulties when using: WAMD Service, NBK Mobile Banking, NBK Online Banking, and some automated features provided by NBK Call Center. If you face any difficulty using our electronic channels, please contact us via NBK Call Center or NBK WhatsApp on 1801801 or on our NBK Social Media channels. Thank you for your cooperation.

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  1. NBK
  2. Offers & Rewards
  3. salary referral

salary referral

About

Everyone can benefit with NBK. Refer your family members and friends to NBK and get a reward for each successful referral. The more customers you refer, the more you will be rewarded.

What Do I Get?

  • Get KD 100 for successful referrals with salaries between KD 800 and KD 2,999
  • Get KD 150 for successful referrals with salaries of KD 3,000 and above

How Do I Get It?

To benefit from the campaign:

  • Complete the referral form >
  • The referred customer must then complete the salary transfer process
  • You will only get up to KD 150 after the referred customer transfers their first salary to NBK successfully and their details are validated
Offer valid till 31 December 2026
    • For the referee:
      • Customer must be an NBK Customer 
      • Customer will only be rewarded after the referred customer transfers their first salary successfully within 60 days and their details are validated
      • Maximum 10 salary referrals a month per customer 
      • Customer will not be eligible to receive the gift if the referred customer was previously referred by another customer
    • For the referred customer: 
      • Customer must be Kuwaiti 
      • Customer must be above the age of 18
      • Customer’s salary must be KD 800 or above
      • Customer must work in the government sector or have a retiree pension
      • Customer must deposit the salary within 60 days of the request