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The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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  • System Maintenance

    Dear customers, A system maintenance will take place on Friday 19 April 2024 between 3:30 AM & 5:30 AM. You may experience some difficulties when using: - Debit Cards (will be available with limited withdrawals) - Mobile Banking - Online Banking - Quick Pay - ITM Service - Some automated features provided by NBK Call Center If you face any difficulty using our electronic channels, please contact us via NBK Call Center or NBK WhatsApp on 1801801 or on our NBK Social Media channels. Thank you for your cooperation.

  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

Enjoy Secure Online Shopping With NBK Cards


Most big retailers in the US, the UK and the UAE will kick start huge sales from the 20th of November where customers will have access to hugely discounted items. These are called Black Friday (in the US and UK) and White Friday (in the UAE).

Who is it for?

All NBK Credit, Debit and Prepaid Cardholders

What do I get?

NBK Cards offer the highest level of security through NBK Secure shopping, protecting customers against unauthorized use of card.

A one time password (OTP) is sent to customers on their registered mobile number and email address to complete the transaction.

  • NBK Cards have fraud protection insurance protecting customers against misuse of card - both online and offline 
  • NBK Cards have Extended Warranty on electronics through which manufacturer warranty is extended by an extra year
  • NBK Cards have Purchase protection on them through which goods lost / damaged within 90 days of purchase are insured.

How does it work?

All online transactions performed with your NBK Card at participating 3D Secure enabled merchant websites will require you to enter a One-Time-Password (OTP) in order to complete the transaction. If the merchant is not 3D Secure enabled, you will not be required to enter an OTP, and you will not receive one.

Tips for online shopping:

  • Items get sold quickly on sale, and you won’t want to miss a thing. Add items to your cart before your items sell out
  • Plan ahead to avoid losing time during shopping. Keep the price comparisons done ahead so you know what the price you are looking to buy at is
  • Ensure your registered email address and phone number is updated with NBK so that you are able to complete your transaction securely
  • Some items are not available for shipping to Kuwait from the US. Some stores do not ship outside the US. Use a shipping provider that provides virtual address in the US which can be forwarded to you in Kuwait
  • Use a shop and ship provider that can consolidate your packages into one, bringing your shipping costs down

Tell me more

  • You will receive OTP only for 3D secure enable websites. For the rest, OTP is not required
  • Purchase Protection is available on Visa Platinum, Visa Signature, Visa Infinite cards and MasterCard Platinum cards
  • Extended Warranty is available on Visa Platinum, Visa Signature, Visa Infinite cards
  • Fraud protection insurance in available for Visa Signature, and Visa Infinite cards
  • NBK reserves the right to change, extend or discontinue the offer at any time and without prior notice, as well as the right to change the campaign terms and conditions prior to or during the campaign period