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World Elite Mastercard Credit Card


Whatever your lifestyle, a unique selection of privileges and experiences await you, from difficult-to-access restaurants to hidden vacation retreats and once in a lifetime events.

This card also provides you with a dedicated local and global concierge service, complimentary travel insurance for your peace of mind and global offers covering travel, retail, dining, leisure and more.

Who is it for?

The NBK World Elite Mastercard is available to all NBK Private Banking Customers.

What do I get?

  1. NBK Miles Program - Enroll in the best miles program in Kuwait! Get up to 5 NBK Miles Points for every KD 1 you spend locally and abroad. Redeem your NBK Miles Points to book from over 800 airlines, 150,000 hotels worldwide, world-renowned car rental agencies, worldwide city sightseeing tours, holiday packages, travel insurance policy, purchase e-vouchers or e-gift cards and redeem them at more than 185 local and international brands, and tickets for sports events. Moreover, you can exchange your NBK Miles Points with your preferred airline, hotel or loyalty program.

  2. NBK Secure Shopping - An online added security layer that protects credit cardholders’ online purchases from fraudulent use of their credit cards

  3. Cash Advance - Get cash advance up to 100% of your available credit limit through NBK Call Center, NBK Online Banking, NBK Mobile Banking and at any ATM around the world. There will be a fee of 5% of the withdrawal amount (or minimum of KD 1)

What makes it special?

Luxury Hotels and Resorts - Enjoy the best prices available at the time of booking, room upgrades, early check-in, late check-out (all subject to availability), complimentary breakfast and special World Elite benefits (varies by property)


Cruises - Plan a cruise aboard one of the world’s finest ships, from floating resorts to exotic river cruises. Treat yourself to the best available price at the time of booking and receive shipboard credits


Chauffeured Cars - Get the best available price at the time of booking and save up to 15% on chauffeured car services


Private Jets - You deserve to fly in style, courtesy of a chartered private jet. As an NBK World Elite Cardholder, you’ll enjoy the best available price at the time of booking with extra savings when you book


Mastercard Travel Pass App - Depending on your Mastercard credit card, you will get a complimentary access to up to 1,200 lounges in over 135 countries around the world:

  • Download Mastercard Travel Pass app
  • Register your NBK Mastercard Credit Card to view the eligible lounges
  • You will be able to view the lounges list and if you are eligible for a complimentary access
  • Present the QR Code or membership number to the lounge receptionist


Airport by Invitation - For added luxury, you may access and enjoy a discounted rate on the Airport by Invitation service, the pinnacle of VIP travel services. Airport by Invitation lets you bypass check-in lines and busy passenger terminals. Instead, a trip to the airport includes private security checks, a personal chauffeur service straight to the aircraft door and luggage delivery directly to you while you wait in a VIP lounge. These benefits are available at selected airports only


Luxury Apartments Discounts - Now when you travel for extended periods of time, you can feel at home with discounts of up to 15% on your stay at prime luxury serviced apartments, which includes; Over 1,200 one fine stay properties across London, New York, Los Angeles, and Paris, the Grosvenor House Dubai and over 25 Oakwood properties across seven countries in Asia Pacific, including China, Japan, Thailand and India


Premium Membership with Global Hotel Alliance - Revel in the comfort of DISCOVERY across more than 550 hotels, including Anantara, Corinthia, Kempinski, and Pan Pacific Hotels and Resorts. With more than 550 luxury hotels and resorts in 76 countries around the world, your status grants you exclusive benefits wherever you go, including; guaranteed room availability for bookings made up to 24 hours prior to arrival, with double room upgrades, early check in from 9am and late checkout until 6pm


World Elite Exclusives - For those who seek to indulge their passions. Mastercard combines exclusive venue access and global professionals with deep understanding of affluent lifestyles for unforgettable, rare experiences


Global Offers From Mastercard® - premium lifestyle offers from an assortment of top-notch hotels, golf courses, restaurants and retailers


World Elite Spa Collection - As an NBK World elite Mastercard Credit Cardholder, Mastercard will help you ease into an experience crafted to soothe your body and mind. Mastercard’s World Elite Spa Collection exposes you to the top 100 spas on the planet, along with expert recommendations, insider tips to indulge and unwind


NBK Rewards Program - Kuwait’s largest loyalty program with more than 800 partner outlets across Kuwait


Free Travel Insurance - With up to $500,000 your NBK World Elite Mastercard Credit Card compensates you for lost or delayed luggage, trip delays or cancelations, missed connections and more. The insurance is provided by Mastercard


Travel Accident and Medical Insurance - You and your loved ones deserve peace of mind every time you travel. The NBK World Elite Mastercard travel accident and medical insurance allows you to rest assured that if you need medical care or emergency help, you will receive compensation to cover your needs 


Collision Damage Waiver - Accidents happen, but you can rest assured that NBK will take care of the rest. Enjoy comprehensive collision damage coverage up to USD 50,000 when you pay for a full car rental with your NBK World Elite Mastercard Credit Card


Luxury Serviced Apartments - Now when you travel for extended period of time, you can feel at home with discounts of up to 10% on your stay at prime luxury serviced apartments, which includes over 2,000 onefinestay properties


Fulfill Visa Assistance - Apply and book appointments for your travel Visa needs with your NBK World Elite Mastercard Credit Card for a flat fee of $15

Annual Fees

  • KD 100 for primary card
  • KD 100 for supplementary card


  1. What does travel insurance cover?

    • Loss of baggage up to USD 3,000
    • Delay of baggage up to USD 450
    • Trip cancelation up to USD 7,500
    • Trip curtailment up to USD 7,500
    • Trip delays more than six hours with coverage up to USD 100 per hour, and up to USD 900 total coverage
    • Missed connections up to USD 650
    • Assistance services for emergency accommodation and travel arrangements
  2. What does travel accident and medical insurance cover?

    Enhanced protection options are available to ensure that while you’re traveling your health and safety needs are met promptly and efficiently. These include:

    • Personal accident insurance up to USD 1M
    • Emergency medical evacuation and repatriation up to USD 2M
    • Medical emergency expenses up to USD 1M
    • Hospital daily indemnity up to USD 100 per day
    • Medical assistance
  3. What does collision damage cover?

    The coverage includes damage of rental cars worldwide. By using your card to reserve and pay for the entire auto rental, this insurance will be automatically in force up to the stated limits of USD 50,000 a year.

Apply Now for World Elite Mastercard Credit Card

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