NBK Tools

NBK Tools

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.
In case of no withdrawal within the holding period, extra chances will apply

NBK Miles Points Calculator

Loan Calculator

Loan Refinancing Calculator

Term Deposit Calculator

Currency Convertor


  • Important Announcement

    Dear Customers, On the occasion of Holy Prophet’s Birthday, National Bank of Kuwait will be closed on Thursday 28 September 2023. Duty will resume on Sunday 1 October 2023. NBK will continue providing its banking services at its branches in Kuwait International Airport, The Avenues, Grand Plaza-The Avenues, Khairan Outlet Mall & The Warehouse Mall, in addition to the ITM service, and NBK self-service branches. You can also contact us via our electronic channels NBK Call Center or NBK WhatsApp on 1801801, Mobile Banking service that is available at your convenience to serve your banking needs anywhere, anytime 24/7 or on our NBK Social Media channels. NBK wishes you a happy holiday.

  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

Miles Credit Card


You’re a jetsetter that can’t get enough of the high skies - whilst you head from place to place, let NBK take care of you. We’ll make sure all your trips are insured, you have constant airport lounge access and the best travel and lifestyle deals.

The NBK Miles World Mastercard Credit Card is designed to provide added value and a wide range of benefits that cater to the lifestyle needs of the frequent traveler.

Enjoy a world of unlimited rewards. The NBK Miles World Mastercard Credit Card lets you earn NBK Miles Points every time you use it for retail purchases, cash advances and online transactions when you are in Kuwait, and you earn even more NBK Miles Points when using your card while you are abroad. 
The card gives you the flexibility to fly to any destination, on any airline, from any point of origin and at any time of the year. You can redeem your NBK Miles Points and use them to book flights from more than 800 airlines, 150,000 hotels and renowned car rental companies, sightseeing tours, purchase e-vouchers or e-gift cards and redeem them at more than 185 local and international brands, and sports event tickets. When you redeem your NBK Miles Points, you will also earn miles with the airlines’ miles program.


NBK Miles Program also allows you to exchange your NBK Miles Points with any other airline or hotel rewards program. This way you can increase your loyalty balance and enjoy the best offers from your preferred airlines.


You can also exchange your NBK Miles Points at the best retailers around the world easily through the NBK Miles Program Website.

Who is it for?

To receive the NBK Miles World Mastercard Credit Card you must have a minimum salary of KD 600.

What do I get?

  1. Supplementary Cards - For your immediate family members

  2. Flexible Payment - The facility to repay in low easy installments

  3. NBK Online Banking - Secure Internet access to tracking your credit cards and all associated accounts

  4. SMS Service - Secure notifications at home and abroad

  5. Cash Advance - Get cash advance up to 100% of your available credit limit through NBK Call Center, NBK Online Banking, NBK Mobile Banking and at any ATM around the world. There will be a fee of 5% of the withdrawal amount (or minimum of KD 1)

What makes it special?

NBK Miles Program - Enroll in the best miles program in Kuwait! Get up to 5 NBK Miles Points for every KD that you spend locally and abroad. Redeem your NBK Miles Points to book from over 800 airlines, 150,000 hotels worldwide, world-renowned car rental agencies, worldwide sightseeing tours, purchase e-vouchers or e-gift cards and redeem them at more than 185 local and international brands, or tickets for sports events. Moreover, you can exchange your NBK Miles Points with your preferred airline, hotel, or loyalty program


NBK Rewards Program - Kuwait’s largest loyalty program with more than 900 partner outlets across Kuwait


Luxury Serviced Apartments - Now when you travel for extended period of time, you can feel at home with discounts of up to 10% on your stay at prime luxury serviced apartments, which includes over 2,000 onefinestay properties


Fulfill Visa Assistance - Apply and book appointments for your travel Visa needs with your NBK Miles World Mastercard Credit Card for a flat fee of $15


Travel Discounts - Instant discounts of 10% when using your NBK Miles World Mastercard for bookings on Cleartrip.com


Free Travel Insurance - Coverage of up to USD 500,000 with your airline ticket purchases provided by Mastercard


Free rides - Use your NBK Mastercard and get 20% off on rides with Careem


Mastercard Priceless Special App - Get hundreds of additional offers with the Mastercard Priceless Special app, download it from your app store


Mastercard Offers - Global and regional lifestyle offers from Mastercard 


Around the clock support - In addition to the 24/7 NBK Call Center, the Mastercard Global Service is available across the world


Up to 15% off best publicly available rates at participating Hertz locations worldwide - Join hertz.com/mcworld now and get up to 15% off car rentals with Hertz when using your NBK World Mastercard Credit Card. Members can add CDP814540 to upgrade


Mastercard Travel Pass App - Depending on your Mastercard credit card, you will get a complimentary access to up to 1,200 lounges in over 135 countries around the world:

  • Download Mastercard Travel Pass app
  • Register your NBK Mastercard Credit Card to view the eligible lounges
  • You will be able to view the lounges list and if you are eligible for a complimentary access
  • Present the QR Code or membership number to the lounge receptionist

Tell me more

  • Always pay in the currency of the country you are visiting
  • If your card is lost or stolen, immediately call the NBK Call Center on 1801801 (from Kuwait) or on +965 22248361 (from abroad)
  • For an emergency within the United States, call 1-800-Mastercard (1-800-627-8372). For all other countries you can make a collect call at 1-636-722-7111

Annual fees

  • KD 50 issuing fee for primary card
  • KD 50 yearly renewal fee for primary card
  • KD 50 issuing fee for supplementary card
  • KD 50 yearly renewal fee for supplementary card


  1. What does the free travel insurance cover?

    All air tickets purchased with your card come with complimentary travel inconvenience insurance that protects you against personal accident, baggage loss or delay and flight delay or cancellation.

  2. How does LoungeKey by Mastercard work?

    Depending on your Mastercard credit card, you will get a complimentary access to up to 1,200 lounges in over 135 countries around the world.

    Simply, download Mastercard Travel Pass app and register your NBK Mastercard Credit Card to view the eligible lounges.