NBK Tools

NBK Tools

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.
In case of no withdrawal within the holding period, extra chances will apply

NBK Miles Points Calculator

Loan Calculator

Loan Refinancing Calculator

NBK Rewards Points Calculator

Term Deposit Calculator

Currency Convertor


  • System Maintenance

    Dear customers, A system maintenance will take place on Friday 2 June 2023 between 4:30 AM & 8:15 AM. You may experience some difficulties when using: - NBK Debit Cards (will be available with a lower withdrawal limit) - NBK Credit Cards and NBK Prepaid Cards - NBK ATM/CDM/Point of Sale (POS) - NBK Quick Pay - NBK Mobile Banking - NBK Online Banking - SMS - Digital Wallet Registration - nbk.com - Some automated features provided by NBK Call Center If you face any difficulty using our electronic channels, please contact us via NBK Call Center or NBK WhatsApp on 1801801 or on our NBK Social Media channels. Thank you for your cooperation.

  • Important Announcement

    Dear Customers, National Bank of Kuwait will be closed on the Parliamentary Election Day on Tuesday 6 June 2023. Duty will resume on Wednesday 7 June 2023. NBK will continue providing its banking services at its branches in Kuwait International Airport and The Avenues, Grand Plaza-The Avenues and via ITM service, and NBK self-service branches. You can also contact us via our electronic channels NBK Call Center or NBK WhatsApp on 1801801, Mobile Banking service that is available at your convenience to serve your banking needs anywhere, anytime 24/7 or on our NBK Social Media channels.

  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more


Personal Finance

Personal Finance


Personal finance is provided by banks to individuals to meet their personal needs. This financing is divided into two types:

Consumer Finance

Medium-term personal finance of maximum KD 25,000 over a period not exceeding five years, for financing goods and services such as buying cars, furniture, or educational or health services.

Housing Finance

Long-term personal finance maximum KD 70,000 over a period not exceeding fifteen years for purchase, building or renovation of private housing.

In order to regulate the provision of personal loans in a way that enables the customer to benefit from such facilities without being exposed to default risk, and to avoid burdening the client with financial obligations, the Central Bank of Kuwait has enacted a set of controls that banks must adhere to when providing finance, whether for employees or retirees, taking into account the financial conditions of each of these two categories. Such controls require banks to offer financial advice, provide all the information about the financing contract, and clarify the details of the financing process, e.g. rate of return/interest to the finance amount, number of installments, details of each installment and insurance installment in case the customer requested an insurance, in addition to the other information before signing the contract with the customer. In addition, the bank should give the client a period of two days to review the contract and read the terms and conditions carefully, so that the client should be aware of his/her rights and obligations under the contract before signing it.

These terms and controls can be accessed through the following links: