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Currency Converter
IBAN Generator
Loan Calculator
Loan Refinancing Calculator
Term Deposit Calculator
Al Jawhara Calculator
NBK Miles Points Calculator

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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Check Latest Winners

NBK Miles Points Calculator

Loan Calculator

BORROW AFFORD

  • 12 Months

  • 24 Months

  • 36 Months

  • 48 Months

  • 60 Months

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

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This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

View Interest Rates

Currency Convertor

 21 March, 2026 

All rates are published for information purposes only.

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Notifications

  • Eid Al-Fitr Holiday

    On the occasion of Eid Al-Fitr, NBK will be closed based on the following two possible scenarios: First: Should Thursday, 19 March 2026 be the last day of Ramadan, the holiday will be from Thursday, 19 March until Monday, 23 March 2026, with duty resuming on Tuesday, 24 March 2026. Second: Should Thursday, 19 March 2026 be the day of Eid Al-Fitr, the holiday will be from Thursday, 19 March until Sunday, 22 March 2026, with duty resuming on Monday, 23 March 2026. NBK wishes you a happy Eid.

  • Corporate Service Center and Cash Services at NBK Headquarters

    In order to better serve our clients, please note that effective tomorrow, Sunday, 15 March 2026, services will be provided from NBK Headquarters as follows: Corporate Service Center - Third Floor (Podium), Cash Services Department - Basement (Podium).

  • Trade Finance Services at NBK Headquarters

    In order to better serve our clients, please note that effective tomorrow, Sunday 15 March 2026, all clients of the Trade Finance Department will be served from NBK Headquarters - Ground Floor. All services will remain available including: Documentary Collections and handling of Letters of Credit, Issuance and processing of Letters of Guarantee.

  • Closure of Some Branches

    As a precautionary measure, the following NBK branches will be temporarily closed until further notice: Kuwait International Airport T4, Kuwait International Airport, and Public Institution for Social Security (PIFSS). We will be pleased to serve you at the nearest available branch. All banking services remain available through NBK Self-Service branches, the Call Center, and all electronic channels. Serving you remains our priority. May God protect Kuwait, its Amir, and its people from all harm. Learn More

  • Important Announcement

    Official Statement Regarding Circular No. (2/RB/RBA/2026) Issued to All Kuwaiti Banks. Learn More

  • Beware of Fraud

    NBK never asks for your card number, OTP, PIN, CVV or any personal information over the phone, SMS, email, WhatsApp or any similar app. Do not disclose your information to anyone. Learn More

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  1. NBK
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  3. Messaging Service

Messaging Service

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About

Now you can enjoy free messaging service for your banking transactions from NBK. You can choose whether you want to receive real-time alerts for transactions made on your account, NBK Credit Card, offers and more.

Visit your nearest NBK branch and update your personal details to enjoy this service.

What Can I Do?

You will receive free alerts instantly (within 1 minute) after completing a transaction on your bank account, NBK Credit Card, or when you complete one of these transactions:

  • Purchasing through Point of Sale (POS)
  • Cash withdrawal or deposits
  • Crediting of all social allowances
  • Opening or closing accounts
  • Issuing a new credit card and notifying for collection through the delivery company
  • All debited transactions including: withdrawals, fees, transfers, etc.
  • Changing the PIN number of your Debit Card
  • Salary credit notification
  • Transfer of funds
  • Paying bills
  • Purchasing through the internet
  • Cash advance transactions on Credit Cards through any NBK ATM or NBK Online Banking
  • The SMS will show you the amounts debited or credited as well as the remaining balance
  • The service is available on Zain, Ooredoo and VIVA networks
  • NBK Call Center agents are able to send you your IBAN via SMS on your registered mobile number in the NBK system
  • Monthly auto debit for NBK Credit Cards

How Do I Get The Service?

Please visit your nearest NBK branch and update your personal details in order to benefit from this service.

Tell Me More

Please note the following:

  • Mobile holders with roaming services will receive alerts in the currency of the country they are in when traveling abroad
  • You can choose your preferred language to receive alerts - either Arabic or English

Customers will not receive messages on their banking transactions for:

  • Fund details
  • NBK Rewards Points
  • Term Deposit and Loan transactions