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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

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 04 November, 2025 

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  3. Aura Points

Aura Points

About Aura Points

An exclusive offer from NBK awaits you.

Apply for NBK-Aura World Mastercard Credit Card for free for the first year and earn Aura Points when using your card for the first time.

Eligible NBK Cards

25,000 Aura Points + Issuance fee waiver for the first year

What Do I Get?

You will get:

  • Issuance fee waiver for the first year
  • 25,000 Aura Points, equivalent to KD 50, upon completing the first transaction using your card

How Do I Get It?

To avail the offer, simply apply for NBK-Aura World Mastercard Credit Card and use it during the campaign period.

Tell Me More

  • Offer available for new customers only
Offer valid till 31 December 2025
    • The campaign is valid for customers who apply for a new NBK-Aura World Mastercard Credit Card during the campaign period from 18 September to 31 December, 2025
    • Offer is applicable only to new customers who do not currently hold, and have not held in the past 12 months, an NBK-Aura World Mastercard Credit Card
    • Customer must meet NBK’s eligibility and credit approval criteria for issuance of the card
    • Eligible customers will receive the first-year annual fee waived. Standard fees apply from the second year onward
    • Customers will be entitled to receive KD 50 in Aura Points upon completing the first transaction on their card within 30 days of its issuance
    • Aura Points will be credited within 30 days from the date of the qualifying first transaction
    • The first transaction must be a valid retail transaction. Reversed, refunded, canceled or disputed transactions will not qualify
    • Offer is non-transferable, non-exchangeable, and cannot be substituted for cash or any other reward
    • Customers who fail to meet the first transaction requirement within 30 days of card issuance will not be eligible for the KD 50 Aura Points reward
    • Aura Points will be credited to the customer’s Aura membership account linked to their NBK-Aura World Mastercard Credit Card. Customers must be enrolled in the Aura Program to redeem points
    • In the event of card closure, upgrade, downgrade or cancelation before points are credited, the customer forfeits the bonus reward
    • Balance transfers, cash withdrawals, fees and charges are not considered qualifying transactions
    • NBK-Aura Cards Terms and Conditions apply
    • NBK Credit Cards Terms and Conditions apply
    • Offer is applicable to eligible transaction types as defined in the credit and prepaid cards terms and conditions, excluding cash withdrawals and business category transactions
    • NBK reserves the right to change, extend or discontinue the campaign at any time without prior notice, as well as the terms and conditions of the campaign before or during the campaign period