Retiree Offer

About Retiree Offer

Enjoy a rewarding retirement with an exclusive package from NBK, combining strong banking benefits like deposit rates and free credit cards with relevant lifestyle offers including wellness, travel and medical care.

Competitive Interest Rates on Deposits

Interest rates are subject to change:

Deposit Type	Deposit Period	Interest Rate (Deposit Below KD 25,000)	Retiree Offer (Minimum Deposit of KD 25,000)
NBK Term Deposit	3 months	3.750%	3.875%
	6 months	3.875%	4.000%
	12 months	4.000%	4.125%
NBK Flexible Term Deposit	6 months	3.750%	3.875%
	12 months	3.875%	4.000%
NBK Flexible Term Deposit (Interest in Advance)	6 months	3.625%	3.750%
	12 months	3.750%	3.875%
NBK Partial Withdrawal Deposit	12 months	3.875%	4.000%

To benefit from competitive deposit interest rates, the minimum term deposit value should be no less than KD 25,000.

Free-For-Life Credit Card

NBK Visa Signature Credit Card, NBK World Mastercard Credit Card and NBK Visa Platinum Credit Card are free for life (Subject to a minimum deposit of KD 25,000 or transferring the retiree pension to NBK during the campaign period).

NBK Home Banking Services

Exclusive access to NBK Home Banking services where you can request banking documents and more, delivered through our service providers, Peacock Concierge or Q'go Concierge.

To request banking documents, please call 1801801 and it will be delivered to you through our service providers, Peacock Concierge or Q'go Concierge. To request cash delivery at home, please call Peacock Concierge at 22969991 or Q'go Concierge at 1888125.

Seasonal Travel Offers

Enjoy seasonal travel offers* to enhance your travel experience.

*Await the announcement of seasonal travel offers with the required details to redeem.

Q'go Concierge Travel Packages

Enjoy 5% instant discount at Q'go Online on holiday packages (flight and hotel), in addition to other services like transportation, sightseeing and more.

To enjoy Q'go Online discount (valid only on holiday packages) enter promo code NBKRO5 when using all NBK Cards via Q'go Concierge's online application/website or by visiting Q'go Concierge's VIP lounge and showing proof of retirement through the "Wallet" in the Kuwait Mobile ID App. You can also request an electronic certificate from the PIFSS (The Public Institution For Social Security) app or from Kuwait Mobile ID App.

Free Medical Care Subscription

Free medical care with AL SEEF HOSPITAL subscription to RAYAN Care including a choice of one of the following:

• 500 RAYAN Points (redeemable as cashback only after the eligible cardholder has visited the hospital and used their card at least once)
• One free consultation with an internal medicine physician
• One complimentary lab test - PSA for men / CBC for women

To register for RAYAN Care at AL SEEF HOSPITAL, you must provide the promo code shared by NBK along with your Civil ID. Registration can be done through the AL SEEF HOSPITAL's hotline dedicated to NBK at +965 6630 8797 or directly at AL SEEF HOSPITAL.

Electronics Discount

Get 2% instant discount at Xcite on all in-store purchases, excluding Apple products and digital prepaid cards.

Benefit from discount at Xcite when using your NBK Card at any Xcite branch and showing proof of retirement through the "Wallet" in the Kuwait Mobile ID App or by requesting an electronic certificate from the PIFSS (The Public Institution For Social Security) app or from Kuwait Mobile ID App.

Exclusive Wellness Package

A wellness assessment package through Fawzia Sultan Healthcare Network is designed exclusively for retirees with NBK, and includes a one-time bundled, multi-disciplinary assessment evaluating all core aspects of physical & mental health.

To avail the wellness assessment package through Fawzia Sultan Healthcare Network, show your eligible NBK Card along with proof of retirement through the "Wallet" in the Kuwait Mobile ID App or by requesting an electronic certificate from the PIFSS (The Public Institution For Social Security) app or from Kuwait Mobile ID App.