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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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Loan Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

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This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

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Currency Convertor

 11 September, 2025 

All rates are published for information purposes only.

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  2. Offers & Rewards
  3. Xcite Back-to-School Offer

Xcite Back-to-School Offer

About Xcite Back-to-School Offer

Gear up for a successful academic year with Xcite.

Whether you’re a parent or teacher, apply for NBK KWT Visa Infinite Credit Card and use it to get 20% cashback on essential school tech and gadgets.

Eligible NBK Cards

20% cashback capped at KD 150

How Do I Get It?

To avail the offer:

  • Simply apply for NBK KWT Visa Infinite Credit Card against your account balance or term deposit via NBK Mobile Banking
  • Then use your card for shopping through Xcite’s website, app or in-store

Tell Me More

Offer valid from 3 to 13 September 2025 and for the first 200 customers only.

Offer valid till 13 September 2025
    • Customer must apply for NBK KWT Visa Infinite Credit Card through NBK Mobile Banking only
    • Offer valid from 3 to 13 September 2025
    • Offer is for cards that are issued during the offer period against account balance or NBK Term Deposit only
    • Offer is only valid for customers who do not currently hold NBK KWT Visa Infinite Credit Card
    • Customer must be eligible to apply for NBK Credit Cards
    • Offer includes an additional 10% cashback to the existing 10% cashback for NBK KWT Program, so the total is 20% cashback    
    • Offer is available with NBK KWT Visa Infinite Credit Card
    • Offer applicable when shopping via Xcite’s website, app or in-store
    • Cashback is capped at KD 150
    • Offer is valid for the first 200 customers
    • NBK KWT Points are credited to the member’s program account from the 5th till the 15th of the following month for transactions posted to the program from the first till the end of the previous month. Transactions will be posted to the program the day after the transaction is posted on the card statement