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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.
In case of no withdrawal within the holding period, extra chances will apply

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Al Jawhara Account


Open Al Jawhara Account today and enter the draw to win Kuwait’s biggest prizes – KD 20,000 weekly, KD 125,000 monthly and KD 1,000,000 grand prize three times a year .

The opportunity to win is now bigger with Al Jawhara Account’s biggest prizes in Kuwait.

Every KD 50 you deposit into your account gives you a chance to be one of our next lucky winners.

The more money you deposit in your account now, the higher your chances of winning even bigger with Al Jawhara Account.

Who is this for?

  • You must be 21 years old or above
  • You can open the account if you are an employee between 18 and 21 with proof of salary
  • You can open the account for minors as their legal guardian

What Do I Get?

  • Free Visa debit card, giving you access to over 650,000 ATMs globally
  • The convenience of NBK Mobile Banking and NBK Online Banking to view and manage your account
  • 24/7 access to NBK Call Center through 1801801
  • SMS Service subscription available upon request
  • Unlimited withdrawals (terms and conditions apply)

What makes it special?

  • Al Jawhara Account adds an element of surprise to your banking experience 
  • Automatic enrollment in Al Jawhara weekly, monthly and grand draws three times a year
  • Get a chance to win cash prizes that range from KD 20,000 to KD 1,000,000
  • Double your winning chances by keeping your money in your Al Jawhara Account without making any withdrawals or debit truncations during the holding period of each draw

How do I get it?

  • You can open Al Jawhara Account via NBK Mobile or Online Banking, or visit the nearest NBK Branch
  • Minimum amount to open Al Jawhara Account is KD 400

Fees and Charges

You will incur a KD 2 minimum balance charge if your account’s monthly average balance falls below KD 200.

Tell Me More

  • The required opening amount for Al Jawhara Account is KD 400 or more
  • Every KD 50 equals one chance in the draw
  • The longer you keep your money in Al Jawhara Account (without withdrawing any of it during the holding period of each draw type), the more chances you get
  • Available in KD only
  • To be eligible for the monthly and grand prize, a minimum balance of KD 1,000 is required in your account during the holding period for each draw
  • The maximum limit you can have is KD 500,000 in all Al Jawhara Accounts  for each customer
  • Find out if you or someone you know is among Al Jawhara Winners
  • For the Terms and Conditions, click here


  1. What are the prizes for the Al Jawhara draw?

    The weekly draw is for KD 20,000 the monthly draw is for KD 125,000 and the grand prize three times a year is KD 1,000,000.

  2. How many chances do I get in each Al Jawhara draw?

    Each KD 50 equals one chance in the draw.

  3. How can I get extra chances in the draw?

    In case of any withdrawals within the stipulated time period, you will still get the regular number of chances i.e., 1 chance per KD 50.

Apply Now for Al Jawhara Account

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