NBK Tools

NBK Tools

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.
In case of no withdrawal within the holding period, extra chances will apply

NBK Miles Points Calculator

Prayer Timings

  • Fajr

  • Duhr

  • Asr

  • Maghrib

  • Isha

Loan Calculator

Loan Refinancing Calculator

NBK Rewards Points Calculator

Term Deposit Calculator

Currency Convertor


  • Important Announcement

    National Bank of Kuwait will continue providing you with its services during the partial curfew in the following operating branches from 8:30am until 1:00pm, except for the Avenues Branch from 10:00am until 2:00pm: For Individual Customers: New Head Office, Ministries Complex, Kuwait International Airport T4, KOC, Rawda, Daiya, Dahiyat Abdulla Al-Salem, Shamiya, Kaifan, Surra, Bayan, South Surra, Salwa, Mishref, Jabriya, Sabah Al-Nasser, Ardiya, Al-Andalus, Hadiya, Rihab, Sabahiya, Riqqa, Mubarak Al-Kabeer, Sabah Al-Salem, Jahra, and Jahra Commercial. For Individual and Corporate Customers: Ahmed Al-Jaber, Sharq, Ghazali, Cinema Salmiya, Al-Salam Mall-Salmiya, Ahmadi, Fintas, and Grand Avenue. For Individual, Corporate and Al Amil Customers: Sabhan All other NBK departments and branches will remain closed. NBK's ITM Service at the Avenues & T4 Airport Branches will also be available from 10:00am until 6:00pm, in addition to its electronic channels 24/7: NBK Mobile Banking, NBK Online Banking, nbk.com, NBK’s social media channels, and NBK Contact Center & NBK WhatsApp on 1801801. Thank you for your cooperation.

  • Important Announcement

    With the reopening of the Banking Services in Kuwait, the following protocols will now apply for our customer. Learn More

  • Prevention Guide from COVID-19

    You Awareness Guide About the Virus Read More

  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

Loans Against Cash Collateral


With NBK's Loan Against Term Deposit, you can get funds easily with a fast processing time. The loan may also be obtained against cash collateral with flexible payments to be made either monthly or at term maturity.

Terms and conditions apply

Who Can Apply?

If you have a flexible or term deposit or cash collateral with NBK and need urgent money, you can now take a loan up to 100% of the cash collateral in a faster way.

What should I know?

  • You can get a loan against your term deposit or cash collateral
  • The minimum loan amount is KD 5,000
  • The maximum loan amount is up to 100% of the term deposit or cash collateral amount
  • The loan term can be from 1 year to 15 years subject to the maturity of the deposit*

*Terms and conditions apply

What do I need?

Call 1801801 for more details or visit your nearest NBK Branch.


  1. What is the minimum and maximum loan amount I can get?

    Minimum loan amount is KD 5,000 and maximum is KD 500,000 against 100% of the KD deposit/cash collateral amount.

  2. Are there any fees for the loans against cash collateral?

    Yes, minimal fees apply as per the tariff list and approved fees. Around KD 25 fees are charged for the mortgage contract and other contracts fees.

  3. How long does the loan need to be funded in customer’s account?

    Same day or within 2 days in case all required conditions are met.

Apply Now for Loans Against Cash Collateral

Are you an existing NBK Customer*

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