NBK Tools

NBK Tools

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.
In case of no withdrawal within the holding period, extra chances will apply

NBK Miles Points Calculator

Prayer Timings

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Loan Calculator

Loan Refinancing Calculator

NBK Rewards Points Calculator

Term Deposit Calculator

Currency Convertor


  • The Holy Prophet Birthday

    Dear Customers, On the occasion of the Holy Prophet Birthday, all NBK branches will be closed on Thursday 22 November 2018 with the exception of NBK Airport Branch, ITM service at the Avenues Branch, NBK Online Banking and NBK Mobile Banking to ensure customers are able to carry out their transactions. Duty will resume on Sunday 25 November 2018. For more details, kindly contact us via NBK Call Center or NBK Whatsapp on 1801801 or on our NBK Social Media channels. NBK wishes you a happy holiday.

  • Important Notice on Online Transactions

    Dear Customers, For your protection, please note that you can now complete only 5 local online purchase transactions per day and the 6th transaction will be declined. Consequently, you need to wait till the next day to use your NBK Debit Card online for transactions. Read More

  • Important PIN Notice

    Dear Customers, For your protection, please note that you have three chances only to enter your PIN on ATMs, Point of Sale, Phone Banking and Online Purchases correctly, after which you have to contact NBK Call Center at 1801801 to unlock your card. Contact Us

  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

Loans Against Cash Collateral


With NBK's Loan Against Term Deposit, you can get funds easily with a fast processing time. The loan may also be obtained against cash collateral with flexible payments to be made either monthly or at term maturity.

Terms and conditions apply

Who Can Apply?

If you have a flexible or term deposit or cash collateral with NBK and need urgent money, you can now take a loan up to 100% of the cash collateral in a faster way.

What should I know?

  • You can get a loan against your term deposit or cash collateral
  • The minimum loan amount is KD 5,000
  • The maximum loan amount is up to 100% of the term deposit or cash collateral amount
  • The loan term can be from 1 year to 15 years subject to the maturity of the deposit*

*Terms and conditions apply

What do I need?

Call 1801801 for more details or visit your nearest NBK Branch.


  1. What is the minimum and maximum loan amount I can get?

    Minimum loan amount is KD 5,000 and maximum is KD 500,000 against 100% of the KD deposit/cash collateral amount.

  2. Are there any fees for the loans against cash collateral?

    Yes, minimal fees apply as per the tariff list and approved fees. Around KD 25 fees are charged for the mortgage contract and other contracts fees.

  3. How long does the loan need to be funded in customer’s account?

    Same day or within 2 days in case all required conditions are met.

Apply Now for Loans Against Cash Collateral

Are you an existing NBK Customer*

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