NBK Tools

NBK Tools

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.
In case of no withdrawal within the holding period, extra chances will apply

NBK Miles Points Calculator

Prayer Timings

  • Fajr

  • Duhr

  • Asr

  • Maghrib

  • Isha

Loan Calculator

Loan Refinancing Calculator

NBK Rewards Points Calculator

Term Deposit Calculator

Currency Convertor


  • Launch of the New Website for Ci-Net

    The Credit Information Network Company “Ci-Net" is pleased to announce the launch of its new website on the Internet, which was specifically designed to facilitate for our valued customers the process of browsing and using the new features and improvements that are in line with the strategy of "Ci-Net" in digital transformation and innovation in providing add value services to customers. The new website has been updated and developed in accordance with international best practices and the latest technology in order to ensure providing the best credit services with a high level of security and confidentiality of data and credit information to customers. Learn More

  • Lebanon Relief Campaign

    KRCS aims to help the people of Lebanon who were affected by the explosion. With your kind donation, we will be able to provide them with medical supplies and the necessities to secure their safety and accommodation. Donate Now

  • NBK’s Latest News

    Stay updated with our latest news and information on our dedicated page during these unprecedented circumstances. Learn More

  • Important Announcement

    Aiming to answer your banking needs, we welcome you at our operating branches from 8:30 AM to 2 PM, except for the Avenues and Al Salam Mall branches from 10 AM to 3 PM and the Kuwait International Airport branches in T1 and T4 from 8 AM to 7:30 PM to serve travelers and Airport staff only: For Individual Customers: NBK Headquarters, Ministries Complex, Kuwait International Airport T4, KOC, Rawda, Daiya, Dahiyat Abdulla Al-Salem, Shamiya, Kaifan, Surra, Bayan, South Surra, Salwa, Mishref, Jabriya, Sabah Al-Nasser, Ardiya, Al-Andalus, Hadiya, Rihab, Sabahiya, Riqqa, Mubarak Al-Kabeer, Sabah Al-Salem, Jahra, Jahra Commercial, Dasma, Faiha, Qurtoba, Nuzha, Public Institution for Social Security (PIFSS), Yarmouk, Rumaithiya, Fahaheel Al-Sahely, Ali Sabah Al-Salem, Qurain, Saad Al-Abdullah, Qadisiya, Al-Hamra Tower, Doha, Zain Head Office, Kuwait International Airport, and KNPC. For Individual and Corporate Customers: Ahmed Al-Jaber, Sharq, Ghazali, Cinema Salmiya, Al-Salam Mall-Salmiya, Ahmadi, Fintas, Grand Avenue, Shuwaikh, Fahed Al-Salem, Fahaheel, The Avenues, Khaitan, Ras Al-Salmiya, Jleeb Al-Sheyoukh, and Farwaniya. For Individual, Corporate and Al Amil Customers: Sabhan NBK's ITM Service at the Avenues & T4 Airport Branches will also be available from 10:00am until 6:00pm, in addition to its electronic channels 24/7: NBK Mobile Banking, NBK Online Banking, nbk.com, NBK’s social media channels, and NBK Contact Center & NBK WhatsApp on 1801801. Thank you for your cooperation.

  • Prevention Guide from COVID-19

    You Awareness Guide About the Virus Read More

  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

NBK Secure Shopping


You want to shop online with peace of mind, knowing your accounts and your identity are protected. To give you this security, we have developed NBK Secure Shopping, giving coverage to all NBK Cards.

At NBK, we want to make certain that your internet purchases are as secure as possible, so we have collaborated with Mastercard SecureCode and Visa Secure to bring you NBK Secure Shopping.

NBK Secure Shopping is a free and automatic online security service that has been created to help guard your NBK Card against unauthorized usage online. It works by using a One-Time-Password (OTP) that will be sent to your mobile or e-mail. You will receive a different OTP for every online transaction with participating online retailers*. This helps to protect you from unauthorized use when making online transactions.

NBK Secure Shopping is an online added security layer that protects credit and debit cardholders’ online purchases from fraudulent use of their cards.

Who Is It For?

All NBK Credit and Debit Cardholders (excluding Diners Club, Business Banking and Corporate Banking Credit Cards).

What do I get?

  • Peace of mind when shopping online
  • Secure authentication gateway

How does it work?

  • All purchases at participating online merchants* will automatically redirect you to the 3D Secure One- Time-Password (OTP) page after entering your card details
  • You will receive the One-Time- Password (OTP) to be sent via SMS or e-mail registered with NBK
  • The One-Time-Password (OTP)  will only be valid for 15 minutes
  • Enter the One-Time-Password (OTP) to confirm and validate the transaction
  • If you do not receive the One-Time-Password (OTP), please call 1801801

How do I get it?

  • Each transaction will have a separate OTP and the same OTP cannot be used for more than one transaction
  • All customers are requested to update their mobile number and e-mail address by visiting the nearest NBK Branch, log in to NBK Online Banking or by calling 1801801 to avoid any inconvenience

*3D Secure enabled online merchants will display the "Visa Secure" or "Mastercard SecureCode" logos on their payment pages. You can still shop with non-participating merchants, but you will not require or receive an OTP.


  1. What is NBK Secure Shopping?

    NBK Secure Shopping adds another authentication step for online payments. It was developed by Visa to improve the security of internet payments offered to customers as the Visa Secure service. Mastercard also offers this to customers under the name of Mastercard SecureCode. This authentication is based on a three-domain model hence the 3D in the name 3D Secure Shopping.

  2. Will I need to apply for a new credit card to use NBK Secure Shopping?

    No, you will be able to use your existing NBK Credit Card.

  3. Do I have to pay for NBK Secure Shopping service?

    NBK Secure Shopping is a free and automatic service provided by NBK to all credit cardholders.