NBK Tools

NBK Tools

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.
In case of no withdrawal within the holding period, extra chances will apply

NBK Miles Points Calculator

Prayer Timings

  • Fajr

  • Duhr

  • Asr

  • Maghrib

  • Isha

Loan Calculator

Loan Refinancing Calculator

NBK Rewards Points Calculator

Term Deposit Calculator

Currency Convertor

Notifications

  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

Spends Tier

Spends Tier

Your Spends
Are Now More Rewarding

Enjoy rewards on all your spends when choosing the Spends Tier earning option.

Travel Insurance

Get up to

USD 2,500,000 coverage on airline ticket purchases made with the card. For more information, visit cardholderbenefitsonline.com

Lounge Access

Access

more than 1,000 airport lounges in over 300 airports with one guest.

Cashback on Streaming

Enjoy

50% cashback on your online entertainment and marketing subscriptions.

International Concierge Services

Get 24/7

complimentary assistance to take care of your every need. Visit visaconciergecemea.com to access the premium world of Visa Infinite.

Purchase Protection

Get

purchase protection covering theft, accidental damage or non-delivery of eligible purchases. Terms and conditions apply

Extended Warranty

Get

extended warranty and double the repair period of the original manufacturer's warranty up to a year. Visit cardholderbenefitsonline.com

Discount From Agoda

Enjoy

12% off when booking at selected merchant properties using your card. Book through agoda.com/visamena

yQ (meet & assist)

Enjoy

up to 30% discount on yQ (meet & assist) services at over 450 destinations globally.

Global Blue Lounge VIP Services

Shop

tax-free with Global Blue Lounge’s VIP refund services available at various destinations.

Accor

Enjoy

up to 33% off at Accor restaurants. For registration and reservations, visit all.accor.com

Travel Insurance

Get up to

USD 2,500,000 coverage on airline ticket purchases made with the card. For more information, visit cardholderbenefitsonline.com

Lounge Access

Access

more than 1,000 airport lounges in over 300 airports with one guest.

Cashback on Streaming

Enjoy

50% cashback on your online entertainment and marketing subscriptions.

International Concierge Services

Get 24/7

complimentary assistance to take care of your every need. Visit visaconciergecemea.com to access the premium world of Visa Infinite.

Purchase Protection

Get

purchase protection covering theft, accidental damage or non-delivery of eligible purchases. Terms and conditions apply

Extended Warranty

Get

extended warranty and double the repair period of the original manufacturer's warranty up to a year. Visit cardholderbenefitsonline.com

Discount From Agoda

Enjoy

12% off when booking at selected merchant properties using your card. Book through agoda.com/visamena

yQ (meet & assist)

Enjoy

up to 30% discount on yQ (meet & assist) services at over 450 destinations globally.

Global Blue Lounge VIP Services

Shop

tax-free with Global Blue Lounge’s VIP refund services available at various destinations.

Accor

Enjoy

up to 33% off at Accor restaurants. For registration and reservations, visit all.accor.com

You Can Earn Points Easily With Spends Tier Earning Option

Get up to 5% in NBK KWT Points when choosing Spends Tier.

To redeem, log in to NBK Mobile or Online Banking and choose from cashback, travel booking, points exchange and e-Vouchers.

Select the “Spends Tier” option when applying for the card and earn NBK KWT Points as below:

Monthly Spend Amount in KD Digital Payments International POS All Other Spends
250 - 3,000 3% 3% 1%
3,001 - 5,000 4% 4% 2%
5,000+ 5% 5% 3%

 

Here’s What You Earn When Spending

How much will you spend on travel?

You Can Save

KD

00.00

KD

You may select other transaction type

Select
Transaction Type

Minimum monthly spend of KD 250

Additional Benefits Tailored For You

10%

NBK KWT Points

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Participating Outlets

Buy 1 Get 1 FREE

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Participating Outlets

Available on selected days at Dose Café and VOX Cinemas. Terms and conditions apply

NBK Rewards Points

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Participating Outlets

Earn NBK Rewards Points at over 900 participating outlets.

View More

Select Your Redemption Options

Cashback

Travel Booking

Points Exchange

e-Vouchers

Simply log in to NBK Mobile Banking to redeem your NBK KWT Points

FAQs

Kuwaiti nationals having a minimum salary of KD 1,000 or maintaining a collateral amount of KD 1,000 and above can apply for the card. 

Expatriates can apply for the card if they are Privilege Customers, or have a minimum salary of KD 3,000, or maintain NBK Deposits of KD 100,000 and above

Activating your card is easy. Simply tap your card on the back of your phone, log in to NBK Mobile Banking and click “Activate” on the screen. 

You can choose your KWT Points Earning Options at the time of applying for the card. 

Your option is selected at the time of applying for the card and you cannot change it after. You can, however, apply for a new card and select your preferred option. 

View your NBK KWT Points balance by simply logging in to NBK Mobile App and selecting “NBK KWT Program”.

Redeeming your NBK KWT Points is simple and easy. All you need to do is log in to NBK Mobile App, select “NBK KWT Program” and choose among the options you prefer.

NBK KWT Points earned will appear in your account on the 5th of every month for transactions posted from the first to the end of the previous month. 

Unfortunately, once you redeem your points, the redemption process cannot be canceled. 

If you face any issues with your travel booking or need to make amendments, contact NBK Call Center directly at 1801801 and select option 7 to direct you to Q’go or you can connect with them directly through WhatsApp: +965 9771 2790 or email miles@Qgoonline.com

Both Primary and Supplementary Cardholders are eligible to earn NBK KWT Points. However, only the Primary Cardholder is eligible to redeem the points.

Yes, as long as you are eligible you can apply for a Supplementary Card and select the earning option for that card. 

The annual and issuance fee is KD 100. Spend KD 250 within the first month of card issuance and get the fee waived. Spend KD 10,000 annually on your NBK KWT Visa Infinite Credit Card to get the annual fee waived. 

Payment Methods

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