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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

NBK Miles Points Calculator

Loan Calculator

Loan Refinancing Calculator

Term Deposit Calculator

Currency Convertor

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  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

Spends Tier

Spends Tier

Your Spends
Are Now More Rewarding

Enjoy rewards on all your spends when choosing the Spends Tier earning option.

Visa Airport Companion

Download the Visa Airport Companion app and register using your NBK KWT Visa Infinite Credit Card to enjoy unlimited complimentary airport lounge visits per year worldwide.

 

Learn More

International Concierge Services

Get 24/7 complimentary assistance to take care of your every need.

 

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yQ (meet & assist)

Enjoy up to 30% discount on yQ (meet & assist) services at over 450 destinations globally.

Global Blue Lounge VIP Services

Shop tax-free with Global Blue Lounge's VIP refund services available at various destinations.

NBK KWT Visa Luxury Hotel Logo Blue

Visa Luxury Hotel Collection

NBK KWT Visa Luxury Hotel Logo White

Exclusive Treatment - Experience the benefits of the Visa Luxury Hotel Collection and enjoy unmatched offers at around 1,000 world-class hotels, from a range of boutique properties to world-renowned venues and resorts.

Visa Airport Companion

Download the Visa Airport Companion app and register using your NBK KWT Visa Infinite Credit Card to enjoy unlimited complimentary airport lounge visits per year worldwide.

 

Learn More

International Concierge Services

Get 24/7 complimentary assistance to take care of your every need.

 

Learn More

yQ (meet & assist)

Enjoy up to 30% discount on yQ (meet & assist) services at over 450 destinations globally.

Global Blue Lounge VIP Services

Shop tax-free with Global Blue Lounge's VIP refund services available at various destinations.

NBK KWT Visa Luxury Hotel Logo Blue

Visa Luxury Hotel Collection

NBK KWT Visa Luxury Hotel Logo White

Exclusive Treatment - Experience the benefits of the Visa Luxury Hotel Collection and enjoy unmatched offers at around 1,000 world-class hotels, from a range of boutique properties to world-renowned venues and resorts.

You Can Earn Points Easily With Spends Tier Earning Option

Get up to 5% in NBK KWT Points when choosing Spends Tier.

To redeem, log in to NBK Mobile or Online Banking and choose from cashback, travel booking, points exchange and e-Vouchers.

Select the "Spends Tier" option when applying for the card and earn NBK KWT Points as below:

Monthly Spend Digital Payments International In-Store Payments All Other Transactions
KD 250 - KD 3,000 2% 3% 1%
KD 3,001 - KD 5,000 3% 4% 2%
KD 5,000+ 4% (Digital payments earning is capped at 250 points monthly) 5% 3%

 

Here’s What You Earn When Spending

How Much Will You Spend on travel?

You Can Save

KD

00.00

KD

You May Select Another Transaction Type

Select Any
Transaction
Type to Add

Minimum Monthly Spend of KD 250

Additional Benefits Tailored For You

10%

NBK KWT Points

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Participating Outlets

Q'go

Get 10% in NBK KWT Points when shopping at Xcite*, FARFETCH, IKEA Kuwait and Q'go Travel. Offer is valid for a limited time only.

Additionally, enjoy instant discount at:

IKEA Kuwait - Get free delivery and assembly every day when spending a minimum of KD 100 in IKEA stores, and 10% discount at IKEA restaurant only on weekdays.

Xcite - Enjoy 2% instant discount (on selected products) in-store, on the website or the app and 10% in NBK KWT Points* when shopping at Xcite Kuwait.

FARFETCH - Get 10% in NBK KWT Points on your favorite brands from farfetch.com.

* Monthly earning cap for Xcite is 100 NBK KWT Points starting 1 January 2024

Buy 1 Get 1 FREE

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Rewards Center Discounts

NBK Rewards Points

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Participating Outlets

Earn NBK Rewards Points at over 900 participating outlets.

View All Rewards

Benefits Provided by Visa

  • Travel Insurance

    Travel Insurance

    Get travel insurance coverage with your airline ticket purchases provided by Visa. Learn More

  • Extended Warranty

    Extended Warranty

    Get extended warranty on new purchases, applicable for double the repair period offered by the original manufacturer, up to a year. Learn More

  • Purchase Protection

    Purchase Protection

    Get purchase protection service covering theft, accidental damage or non-delivery of purchases. Learn More

  • Fraud Protection

    Fraud Protection

    Get annual fraud protection against unauthorized transactions. Learn More

  • Social Engineering Insurance

    Social Engineering Insurance

    Get insurance coverage against transferring funds to a fraudulent 3rd party account. Terms and Conditions apply. Learn More

  • Online Shopping Insurance

    Online Shopping Insurance

    Get insured up to $2,000 yearly against online purchases. Simply register using the online portal. Terms and Conditions apply. Learn More

Select Your Redemption Options

Cashback

Travel Booking

Points Exchange

e-Vouchers

Simply log in to NBK Mobile Banking to redeem your NBK KWT Points

I'mInterested

Confirmed

Thank You ForYour Interest

An NBK agent will contact you within 2 working days.

FAQs

Kuwaiti nationals having a minimum salary of KD 1,000 or maintaining a collateral amount of KD 1,000 and above can apply for the card. 

Expatriates can apply for the card if they are Privilege Customers, or have a minimum salary of KD 3,000, or maintain NBK Deposits of KD 100,000 and above

Activating your card is easy. Simply tap your card on the back of your phone, log in to NBK Mobile Banking and click “Activate” on the screen. 

You can choose your KWT Points Earning Options at the time of applying for the card. 

Your option is selected at the time of applying for the card and you cannot change it after. You can, however, apply for a new card and select your preferred option. 

View your NBK KWT Points balance by simply logging in to NBK Mobile App and selecting “NBK KWT Program”.

Redeeming your NBK KWT Points is simple and easy. All you need to do is log in to NBK Mobile App, select “NBK KWT Program” and choose among the options you prefer.

NBK KWT Points earned will appear in your account on the 5th of every month for transactions posted from the first to the end of the previous month. 

Unfortunately, once you redeem your points, the redemption process cannot be canceled. 

If you face any issues with your travel booking or need to make amendments, contact NBK Call Center directly at 1801801 and select option 7 to direct you to Q’go or you can connect with them directly through WhatsApp: +965 9771 2790 or email: miles@Qgoonline.com

Both Primary and Supplementary Cardholders are eligible to earn NBK KWT Points. However, only the Primary Cardholder is eligible to redeem the points.

Yes, as long as you are eligible you can apply for a Supplementary Card and select the earning option for that card.