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The minimum deposit is KD 50 and maximum deposit is KD 500,000.
In case of no withdrawal within the holding period, extra chances will apply

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  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

World Mastercard Credit Card


You like guarantees – you want to know for sure that you have the perfect card with all the right benefits.


The NBK World Mastercard Credit Card is designed to provide unmatched convenience and benefits that have been selected for our distinguished NBK customers.


The benefits include complimentary access to international airport lounges, free travel insurance, the Marriott Bonvoy™ Hotels Program from Mastercard that gives you complimentary nights at over 200 participating Marriott Bonvoy™ hotels across the Middle East and Africa, as well as local and global offers covering retail, travel, dining and entertainment. With this card you will enjoy exclusive lifestyle offers that have been selected for our distinguished customers.


We are confident that the World Mastercard experience will be highly rewarding with the features chosen for you.

Who is it for?

To receive the NBK World Mastercard Credit Card you must have a minimum salary of KD 1,500.

What do I get?

  1. Supplementary Cards - For your immediate family members

  2. Flexible Payment - The facility to repay in low easy installments

  3. NBK Online Banking​ - Secure Internet access to tracking your credit cards and all associated accounts

  4. SMS Service - Real-time secure notifications at home and abroad

  5. NBK Secure Shopping - An online added security layer that protects credit cardholders’ online purchases from fraudulent use of their credit cards

  6. Mastercard Offers - Global and regional lifestyle offers from Mastercard

  7. Cash Advance - Get cash advance up to 100% of your available credit limit through NBK Call Center, NBK Online Banking, NBK Mobile Banking and at any ATM around the world. There will be a fee of 5% of the withdrawal amount (or minimum of KD 1)

What makes it special?

NBK Rewards Program - Kuwait’s largest loyalty program with more than 900 partner outlets across Kuwait


Luxury Serviced Apartments - Now when you travel for extended period of time, you can feel at home with discounts of up to 10% on your stay at prime luxury serviced apartments, which includes over 2,000 onefinestay properties


Fulfill Visa Assistance - Apply and book appointments for your travel Visa needs with your NBK World Mastercard Credit Card for a flat fee of $15


Travel Discounts - Instant discounts of 10% when using your NBK World Mastercard for bookings on Cleartrip.com


Free Rides - Use your NBK Mastercard and get 20% off on rides with Careem


Free Travel Insurance - Coverage of up to USD 500,000 with your airline ticket purchases provided by Mastercard


Mastercard Priceless Special App - Get hundreds of additional offers with the Mastercard Priceless Special app, download it from your app store


Around the Clock Support - in addition to the 24/7 NBK Call Center, the Mastercard Global Service is available across the world 


Up to 15% off best publicly available rates at participating Hertz locations worldwide - Join hertz.com/mcworld now and get up to 15% off car rentals with Hertz when using your NBK World Mastercard Credit Card. Members can add CDP814540 to upgrade


Mastercard Travel Pass App - Depending on your Mastercard credit card, you will get a complimentary access to up to 1,200 lounges in over 135 countries around the world:

  • Download Mastercard Travel Pass app
  • Register your NBK Mastercard Credit Card to view the eligible lounges
  • You will be able to view the lounges list and if you are eligible for a complimentary access
  • Present the QR Code or membership number to the lounge receptionist

Tell me more

  • Always pay in the currency of the country you are visiting
  • If your card is lost or stolen, immediately call the NBK Call Center on 1801801 (from Kuwait) or on +965 22248361 (from abroad)
  • For an emergency within the United States, call 1-800-Mastercard (1-800-627-8372). For all other countries you can make a collect call at 1-636-722-7111
  • Visit the NBK Learning Center for Security Tips on how to further protect yourself

Annual fees

  • Free first year when you transfer your salary to NBK
  • Annual renewal fee KD 50* 
  • Free supplementary card for first year. Annual renewal fee KD 25

*Annual fee is waived from the second year and onwards when you spend KD 5,500 annually with your primary card, and when KD 2,750 is spent annually with the supplementary card


  1. What does the free travel insurance cover?

    All air tickets purchased with your card come with complimentary travel inconvenience insurance that protects you against personal accident, baggage loss or delay, and flight delay or cancellation.