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Currency Converter
IBAN Generator
Loan Calculator
Loan Refinancing Calculator
Term Deposit Calculator
Al Jawhara Calculator
NBK Miles Points Calculator

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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Check Latest Winners

NBK Miles Points Calculator

Loan Calculator

BORROW AFFORD

  • 12 Months

  • 24 Months

  • 36 Months

  • 48 Months

  • 60 Months

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

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This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

View Interest Rates

Currency Convertor

 16 May, 2025 

All rates are published for information purposes only.

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  • System Maintenance

    Dear Customers, A system maintenance will take place on: Friday 16 May 2025 between 2:30 AM & 5:30 AM. You may experience some difficulties when using: NBK Quick Pay. Saturday 17 May 2025 between 4 AM & 7 AM. You may experience some difficulties when using: NBK Debit Cards and NBK Prepaid Cards. If you face any difficulty using our electronic channels, please contact us via NBK Call Center or NBK WhatsApp on 1801801 or on our NBK Social Media channels. Thank you for your cooperation.

  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

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World Mastercard Credit Card

NBK World Mastercard Credit Card

Exceptional Features
Designed For You

NBK World Mastercard Credit Card is designed to provide unmatched convenience and exclusive benefits that have been selected for your distinguished taste.

NBK World Mastercard Credit Card
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NBK Rewards Program

Get automatically enrolled in Kuwait’s largest loyalty program with over 900 partner outlets locally.

Travel Insurance

Get coverage of up to USD 500,000 provided by Mastercard with your airline ticket purchases.

 

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Mastercard Travel Pass App

Download the Mastercard Travel Pass app and get 12 complimentary lounge visits at up to 1,200 airport lounges in over 135 countries around the world, when spending a minimum of USD 1 (or equivalent in any other currency) every 3 months.

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Mastercard Offers

Get global and regional lifestyle offers from Mastercard.

 

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Flexible Payment

Enjoy the facility to repay in low easy installments.

NBK Secure Shopping

Enjoy an added online security layer that protects your online purchases from fraudulent use of your credit card.

 

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NBK Rewards Program

Get automatically enrolled in Kuwait’s largest loyalty program with over 900 partner outlets locally.

Travel Insurance

Get coverage of up to USD 500,000 provided by Mastercard with your airline ticket purchases.

 

Learn More

Mastercard Travel Pass App

Download the Mastercard Travel Pass app and get 12 complimentary lounge visits at up to 1,200 airport lounges in over 135 countries around the world, when spending a minimum of USD 1 (or equivalent in any other currency) every 3 months.

Learn More

Mastercard Offers

Get global and regional lifestyle offers from Mastercard.

 

Learn More

Flexible Payment

Enjoy the facility to repay in low easy installments.

NBK Secure Shopping

Enjoy an added online security layer that protects your online purchases from fraudulent use of your credit card.

 

Learn More

Maximize Your Rewards

  • Rewards
  • Discounts

Special Features From Mastercard

  • Fulfill Visa Assistance

    Apply and book appointments for your travel visa needs for a flat fee of USD 15. Learn More >

  • Travel Discounts

    Enjoy 10% instant discount when using your NBK World Mastercard Credit Card for bookings on Cleartrip website. Use code MCWORLD.

  • Airport Transfers With Careem

    Get 2 complimentary airport rides per year when booking with Careem using the promo code MAKUW2.

  • Luxury Serviced Apartments

    Enjoy discounts up to 10% on your stay at prime luxury serviced apartments, which include over 2,000 onefinestay properties. Learn More >

  • FARFETCH

    FARFETCH

    Enjoy 10% discount when shopping from FARFETCH website or app using NBK World Mastercard Credit Card with promo code MC25.

  • Booking.com

    Booking.com

    Get 10% cashback when booking through Booking.com. Simply register or login and enter your card details at checkout.

  • Mastercard Priceless Special App

    Get hundreds of offers with the Mastercard Priceless Special app, that you can download from the App Store.

  • Hertz Car Rentals

    Get up to 15% off car rentals when using your NBK World Mastercard Credit Card. Members can add promo code CDP814540 to upgrade the car. Learn More >

  • Mastercard Travel Pass App

    Get complimentary access to up to 1,200 lounges in over 135 countries around the world.

  • Around the Clock Support

    In addition to the 24/7 NBK Call Center, the Mastercard Global Service is available across the world in case of emergency.

  • Costa Coffee

    Costa Coffee

    Download Mastercard Travel Pass and get up to 4 complimentary food or drink items from Costa Coffee at Dubai airports.

NBK Mobile Banking App

Enjoy
Various Benefits

With NBK
Mobile Banking

NBK Mobile banking QR code
Payment Methods
Apple Pay
Samsung Pay
Google Pay
Garmin Pay

 

Fees

Payment Type Primary Card Supplementary Card
Full Payment Annual Fee KD 75 Annual Fee KD 25
Flexible Payment Annual Fee KD 50 Annual Fee KD 25

 

 

Getting Your Card
With a Tap

Get the card through NBK Mobile Banking app

You can easily apply for an NBK Credit Card via NBK Mobile Banking and add it to your preferred digital wallet.

Credit Card Against Salary:
Apply when linking your salary to the card.

Credit Card Against Account Balance:
Instant card issuance against a fixed amount in your account.

Getting Your Card
With a Tap

Get the card through NBK Mobile Banking app

You can easily apply for an NBK Credit Card via NBK Mobile Banking and add it to your preferred digital wallet.

 

Credit Card Against Salary:

Apply when linking your salary to the card.

 

Credit Card Against Account Balance:

Instant card issuance against a fixed amount in your account.

FAQs

All air tickets purchased with your card come with complimentary travel inconvenience insurance that protects you against personal accident, baggage loss or delay and flight delay or cancellation.

You can withdraw up to 100% of your available credit limit through NBK Call Center, NBK Online Banking, NBK Mobile Banking and at any ATM around the world. There will be a fee of 5% of the withdrawal amount, or minimum of KD 1.

A minimum salary of KD 1,500 is required to receive the card.

Annual fee is waived from the second year onwards when you spend KD 5,500 annually with your primary card.

Annual fee is waived from the second year onwards when KD 2,750 is spent annually with the supplementary card.

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