NBK Tools

NBK Tools

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.
In case of no withdrawal within the holding period, extra chances will apply

NBK Miles Points Calculator

Prayer Timings

  • Imsak

  • Fajr

  • Duhr

  • Asr

  • Maghrib

  • Isha



Feels like
  • Humidity

  • Wind

  • Wind Speed

  • Sunrise

  • Sunset

Loan Calculator

Loan Refinancing Calculator

NBK Rewards Points Calculator

Term Deposit Calculator

Currency Convertor


  • Important Notice on Online Transactions

    Dear Customers, For your protection, please note that you can now complete only 5 local online purchase transactions per day and the 6th transaction will be declined. Consequently, you need to wait till the next day to use your NBK Debit Card online for transactions. Read More

  • Important PIN Notice

    Dear Customers, For your protection, please note that you have three chances only to enter your PIN on ATMs, Point of Sale, Phone Banking and Online Purchases correctly, after which you have to contact NBK Call Center at 1801801 to unlock your card. Contact Us

  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

NBK Flexible Term Deposit


If you’re looking for smart way to earn high interest rates on your savings and the flexibility to receive interest periodically, this is the account for you. You can start earning once you save KD 5,000 or more. Open an NBK Flexible Term Deposit Account today and let us grow your savings.

Who is it for?

To open an NBK Flexible Term Account, you must be 18 years old and above.

What makes it special?

  • Flexible – Flexibility of choosing your interest frequency; option to receive the interest on monthly, quarterly, semi-annually, or annually basis
  • High interest rates – Provides competitive interest rates

How do I get it?

The required opening amount for the NBK Flexible Term Deposit is KD 5,000 or more.

Interest rates

  • 6 months: 2.625% per annum

  • 1 year: 2.750% per annum

  • 2 years: 3.000% per annum

  • 3 years: 3.125% per annum

Please note: all interest rates are subject to change

Apply Now for NBK Flexible Term Deposit

Are you an existing NBK Customer*

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