NBK Tools

NBK Tools

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.
In case of no withdrawal within the holding period, extra chances will apply

NBK Miles Points Calculator

Prayer Timings

  • Imsak

  • Fajr

  • Duhr

  • Asr

  • Maghrib

  • Isha

Loan Calculator

Loan Refinancing Calculator

NBK Rewards Points Calculator

Term Deposit Calculator

Currency Convertor


  • Important Notice on Online Transactions

    Dear Customers, For your protection, please note that you can now complete only 5 local online purchase transactions per day and the 6th transaction will be declined. Consequently, you need to wait till the next day to use your NBK Debit Card online for transactions. Read More

  • Important PIN Notice

    Dear Customers, For your protection, please note that you have three chances only to enter your PIN on ATMs, Point of Sale, Phone Banking and Online Purchases correctly, after which you have to contact NBK Call Center at 1801801 to unlock your card. Contact Us

  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

Loan Insurance


If you are taking a new loan, enjoy the peace of mind that NBK’s Loan Insurance gives you. You’ll be carefree as you repay your loan balance, knowing that you and family have your needs insured.

The NBK’s Loan Insurance Plan insures your loan so that in the event of death, the outstanding amount is settled by the insurance company. You are required to pay a very minimal monthly premium depending upon your loan amount. Put your mind at ease knowing that the NBK Loan Insurance Plan has you covered no matter what.

Who can apply?

All NBK Loanholders.

What should I know?

  • In case of death, your outstanding loan will be settled
  • Your contribution is only half of the insurance premium
  • NBK will bear the remaining half of your insurance premium
  • The insurance premium is fixed over loan life
  • Insurance premium stops if you settle your loan early
  • It is subject to change on a yearly basis – as per the current premium rate you will be required to pay a total of KD 23.4 for a KD 10,000 loan over 5 years
  • Even if the premium rate increases NBK will ensure that your total payout never exceed 2% of your loan amount
  • Please note that disability of any kind is not covered under this insurance plan
  • Also note that loan insurance can be taken only at the time of applying for a loan – you will not be able to insure your loan later


  1. How do I apply?

    There is no need to apply separately or take a medical examination. Just kindly indicate your preference for insurance on your loan contract.

    For more details, please contact NBK Call Center at 1801801.

Apply Now for Loan Insurance

Are you an existing NBK Customer*

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